104 Cardinal Dr, Coldwater, MI 49036 Property Records

Branch County property record for 104 Cardinal Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	Trust Name on File
Last Sale	$71,000 (Oct 2018)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Dec 2022 Transfer Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110-F20-000-003-00`

Property Details

APN / Parcel Number

Primary APN	`110-F20-000-003-00`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	104 CARDINAL DR
City	COLDWATER
State	MI
Zip	49036-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIESTA SHORES LOTS 3-4 SEC 19-30 T7S R6W
Legal Subdivision	FIESTA SHORES
Legal Lot Number	3-4
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1028
Census Tract	951100

Owner

104 Cardinal Dr is owner-occupied and held in a trust since December 2022.

Source: Branch County records, as of July 7, 2026

Owner of Record	Trust Name on File
Mailing Address	104 CARDINAL DR, COLDWATER, MI 49036-9745
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Intrafamily Transfer, Transfer
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Oct 9, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Dec 11, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Mar 29, 2011 · Amount on File
Deed Document Number	20186623
Last Transfer Date	Dec 13, 2022
Transfer Doc	0202208088
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Dec 14, 2022
Property Address	104 CARDINAL DR, COLDWATER, MI 49036-9745
Document Number	0202208088
Map Reference	LB 4 PG 36-40
Instrument Date	Dec 13, 2022
Instrument	2022-08088
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	104 CARDINAL DR, COLDWATER, MI 49036-9745

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	104 CARDINAL DR, COLDWATER, MI 49036-9745
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201906944
Date	Oct 30, 2019
Instrument	2019-06944

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 9, 2018
Property Address	104 CARDINAL DR, COLDWATER, MI 49036-9745
Document Number	201806623
Map Reference	LB4 PG36-40
Instrument Date	Sep 24, 2018
Instrument	2018-06623
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6226 HIGHGATE PL, 6226, FORT WAYNE, IN 46815-7652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 JACKSON ST, COLDWATER, MI 49036-1850

Mortgage

Document Number	201806624
Date	Oct 9, 2018
Instrument	2018-06624

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	54 Months
Due	Apr 21, 2023

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Dec 11, 2017
Property Address	104 CARDINAL DR, COLDWATER, MI 49036-9745
Document Number	201708281
Map Reference	LB4 PG36-40
Instrument Date	Dec 7, 2017
Instrument	2017-08281
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 CARDINAL DR, 144, COLDWATER, MI 49036-9745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6226 HIGHGATE PL, FORT WAYNE, IN 46815-7652

Tax Assessment & Valuation

The 2025 property tax bill for 104 Cardinal Dr was $1,253, up 2.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,770 (+0.93%)	$177,540 (+0.93%)
2025	$1,253.00 (+2.62%)	$87,955	$175,910
2024	$1,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Cardinal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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