30 Black River Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 30 Black River Rd, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,768 sqft · built 2007
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,000 (Feb 2024)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9652013166`

Property Details

APN / Parcel Number

Primary APN	`9652013166`
Alternative APN	`1004830`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,768 sqft Heated Area
1st Floor Area	1,008 sqft
Upper Floors Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1004830
Street Address	30 BLACK RIVER RD
City	FLETCHER
State	NC
Zip	28732-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1004830~R1
Legal Description	RIVER STONE LO126 PL2006-6333
Legal Subdivision	RIVER STONE MAJ
Legal Block	1
Legal Lot Number	3166
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	1
Census Block	1011
Census Tract	930501

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 BLACK RIVER RD, FLETCHER, NC 28732-7902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 24, 2017	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	20241010984
Deed Book / Page	4139 / 207
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 29, 2024
Property Address	30 BLACK RIVER RD, FLETCHER, NC 28732-7902
Document Number	0041390207
Book / Page	4139 / 207
Instrument Date	Oct 21, 2023
Instrument	1001010984
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Amount	Amount Recorded
Tax	$878.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 RESERVE RD, DANBURY, CT 06810-5267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 BLACK RIVER RD, FLETCHER, NC 28732-7902

Mortgage

Document Number	1001010985
Date	Feb 29, 2024
Instrument	1001010985

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0041390211
Date	Feb 29, 2024
Book Page	4139/211
Instrument	1001010985

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company
Address	1000 GAMMA DR, PITTSBURGH, PA 15238

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 18, 2021
Property Address	30 BLACK RIVER RD, FLETCHER, NC 28732-7902
Document Number	0038220445
Book / Page	3822 / 445
Map Reference	SL 6333
Instrument Date	Nov 17, 2021
Instrument	967651
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	394 MERRIMON AVE, 394, ASHEVILLE, NC 28801-1226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 BLACK RIVER RD, FLETCHER, NC 28732-7902

Mortgage

Document Number	0000967652
Date	Nov 18, 2021
Instrument	967652

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 24, 2017
Property Address	30 BLACK RIVER RD, FLETCHER, NC 28732-7902
Document Number	0030210502
Book / Page	3021 / 502
Instrument Date	Feb 22, 2017
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 BLACK RIVER RD, FLETCHER, NC 28732-7902

Mortgage

Document Number	0030210507
Date	Feb 24, 2017
Book Page	3021/507

Lender

Name	ALCOVA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,500 (+1%) Land $160,000 Building $274,500
2025	$2,328.00
2023		$430,200 Land $160,000 Building $270,200	$434,500 Land $160,000 Building $274,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2018–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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