101 Black River Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 101 Black River Rd, Fletcher, NC 28732

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,488 sqft · built 2007
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$421,000 (Mar 2025)
Tax Bill$2,185 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9652000930

Property Details

APN / Parcel Number

Primary APN9652000930
Alternative APN
  • 1004839

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,488 sqft Heated Area
1st Floor Area1,488 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,405 sqft (0.17 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area36 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1004839
Street Address101 BLACK RIVER RD
CityFLETCHER
StateNC
Zip28732-7918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1004839~R1
Legal DescriptionRIVER STONE LO135 PL2006-6333
Legal SubdivisionRIVER STONE MAJ
Legal Lot Number930
JurisdictionHENDERSON NC
Township / Civil DivisionHOOPERS CREEK
Census Block Group1
Census Block1012
Census Tract930501

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 BLACK RIVER RD, FLETCHER, NC 28732-7918
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2025 · Amount on Record
Deed SaleMar 21, 2025 · Amount on Record
Prior SaleAug 3, 2020 · Amount on Record
Deed Document Number20251028239
Deed Book / Page4270 / 30
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateAug 3, 2020
Property Address101 BLACK RIVER RD, FLETCHER, NC 28732-7918
Document Number0035370080
Book / Page3537 / 80
Map ReferenceSL 6333
Instrument DateJul 27, 2020
Instrument930351
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$554.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 BRIARBROOK RD, 19, FLETCHER, NC 28732-8676

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 BLACK RIVER RD, FLETCHER, NC 28732-7918

Mortgage

Document Number930352
DateAug 3, 2020
Instrument930352
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$407,800 (-) Land $160,000 Building $247,800
2025$2,185.00
2023$407,800 Land $160,000 Building $247,800$407,800 Land $160,000 Building $247,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2018–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

Nearby Properties on Black River Rd

Nearby Streets

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