Anne Arundel County property record for 3 Windwhisper Ln, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,808 sqft · built 1986 |
| Lot Size | 0.129 acres (5,603 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $383,700 (Dec 2020) |
| Tax Bill | $6,262 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Aug 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-268-90036146 |
| Primary APN | 06-268-90036146 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,603 sqft (0.129 acres) |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Deck Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26890036146 |
|---|---|
| Street Address | 3 WINDWHISPER LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 43 PL 1 GEORGETOWN GROVE |
| Legal Subdivision | GEORGETOWN GROVE |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 706303 |
Source: Anne Arundel County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 19, 2023 | Intrafamily Transfer, Transfer |
| Aug 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 15, 2020 | Grant Deed, Transfer HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAYE OFFETT |
| Jan 18, 2017 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on Record |
| Deed Sale | Dec 15, 2020 · Amount on Record |
| Prior Sale | Oct 25, 1994 · Amount on Record |
| Deed Book / Page | 35797 / 306 |
| Last Transfer Date | Aug 14, 2023 |
| Transfer Doc | 0400100224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 19, 2023 |
| Property Address | 3 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0400100224 |
| Book / Page | 40010 / 224 |
| Map Reference | MB 94 FO 48 |
| Instrument Date | Aug 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0323780150 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 32378/150 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0366220448 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 36622/448 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 14, 2061 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 15, 2020 |
| Property Address | 3 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0357970306 |
| Book / Page | 035797 / 000306 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,837.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 WINDWHISPER LN ANNAPOLIS MD 214033474, ANNAPOLIS, MD 21403-3474 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0341190131 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 3 WINDWHISPER LN ANNAPOLIS MD 214033474, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0341190131 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 034119/000131 |
| Name | FAYE OFFETT |
|---|---|
| Address | 1923 DEVA CIR, INDIANAPOLIS, IN 46228-2367 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3 WINDWHISPER LN, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0306250487 |
| Book / Page | 030625 / 000487 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2017 |
| Title Company | IMORTGAGE SERVICES LLC, IMORTGAGE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3 WINDWHISPER LN ANNAPOLIS MD 214033474, ANNAPOLIS, MD 21403-3474 |
| Document Number | 0306250487 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 030625/000487 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,600 (+3.11%) Land $218,600 Building $239,000 | $457,600 (-) Land $218,600 Building $239,000 | |
| 2025 | $6,262.00 (+2.45%) Homeowner's exemption | $443,800 (+6.63%) | $457,600 (+9.95%) Land $218,600 Building $239,000 |
| 2024 | $6,112.00 (+2.84%) | ||
| 2023 | $5,943.00 Homeowner's exemption | $416,200 Land $193,600 Building $222,600 | $416,200 Land $193,600 Building $222,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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