2 Windwhisper Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 2 Windwhisper Ln, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,920 sqft · built 1988
Lot Size	0.215 acres (9,383 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Jun 2026)
Tax Bill	$6,967 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-268-90036148`

Property Details

APN / Parcel Number

Primary APN	`06-268-90036148`
Alternative APNs	`6-268-90036148` `26890036148`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,383 sqft (0.215 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	200 sqft
Porch	Open Porch
Porch Area	342 sqft
Deck Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26890036148
Street Address	2 WINDWHISPER LN
City	ANNAPOLIS
State	MD
Zip	21403-3473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 45 PL 1 GEORGETOWN GROVE
Legal Subdivision	GEORGETOWN GROVE
Legal Block	2
Legal Lot Number	45
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2004
Census Tract	706303

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 WINDWHISPER LN, ANNAPOLIS, MD 21403-3473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	May 5, 2016 · Amount on Record
Deed Book / Page	42411 / 101
Transfer Doc	0000015032
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 4, 2026
Property Address	2 WINDWHISPER LN, ANNAPOLIS, MD 21403-3473
Document Number	4241000101
Book / Page	42411 / 101
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$691,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 WINDWHISPER LN, ANNAPOLIS, MD 21403-3473

Mortgage

Document Number	4241000107,
Date	Jun 4, 2026
Book Page	42411/107

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,200 (+3.08%) Land $227,100 Building $274,100	$501,200 (-) Land $227,100 Building $274,100
2025	$6,967.00 (+2.88%)	$486,233 (+6.56%)	$501,200 (+9.84%) Land $227,100 Building $274,100
2024	$6,772.00 (+3.36%)
2023	$6,552.00	$456,300 Land $202,100 Building $254,200	$456,300 Land $202,100 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20