Monmouth County and Spring Lake Heights Borough property record for 3 Willow Ln, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,373 sqft · built 1984 |
| Lot Size | 0.011 acres (492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $999,000 (Jul 2026) |
| Tax Bill | $7,119 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00042-08-00032 |
| Primary APN | 48-00042-08-00032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,373 sqft Living Area |
| 1st Floor Area | 659 sqft |
| Upper Floors Area | 714 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 492 sqft (0.011 acres) |
| Garage Type | Attached |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 09960 |
|---|---|
| Street Address | 3 WILLOW LN |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-2184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | ADDITIONAL LOTS: 32.01 |
| Legal Subdivision | FAIRWAY MEWS PH 6 SEC 2 BLDG 3 |
| Legal Block | 42.8 |
| Legal Lot Number | 32 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 808901 |
Source: Monmouth County and Spring Lake Heights Borough records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 9TH ST, 3E, HOBOKEN, NJ 07030-2180 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jan 8, 2020 | Grant Deed, Transfer STERLING TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on Record |
| Deed Sale | Jul 2, 2026 · Amount on Record |
| Prior Sale | Jan 8, 2020 · Amount on Record |
| Deed Document Number | 202653963 |
| Deed Book / Page | 9800 / 8256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 2, 2026 |
| Property Address | 3 WILLOW LN, SPRING LAKE, NJ 07762-2184 |
| Document Number | 0000053963 |
| Book / Page | 9800 / 8256 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202653963 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100,899.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000053964, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202653964 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 8, 2020 |
| Property Address | 3 WILLOW LN, SPRING LAKE, NJ 07762-2184 |
| Document Number | 0000002908 |
| Book / Page | 009390 / 000149 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 2908 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3 WILLOW LN SPRING LAKE NJ 077622184, SPRING LAKE, NJ 07762-2184 |
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $808,200 (+16.25%) Land $634,000 Building $174,200 | $808,200 (+16.25%) Land $634,000 Building $174,200 | |
| 2025 | $7,119.00 (+5.89%) | $695,200 (+15.87%) Land $522,500 Building $172,700 | $695,200 (+15.87%) Land $522,500 Building $172,700 |
| 2024 | $6,723.00 (+9.44%) | ||
| 2023 | $600,000 Land $434,500 Building $165,500 | $600,000 Land $434,500 Building $165,500 | |
| 2022 | $6,143.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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