1 Willow Ln, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 1 Willow Ln, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,373 sqft · built 1984
Lot Size0.011 acres (492 sqft)
Owner2 Individual Names on File
Last Sale$700,000 (Jun 2022)
Tax Bill$7,591 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-00042-08-00031

Property Details

APN / Parcel Number

Primary APN48-00042-08-00031
Alternative APNs
  • 4800042000800031
  • 09950

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,373 sqft Living Area
1st Floor Area659 sqft
Upper Floors Area714 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area492 sqft (0.011 acres)
Garage Area275 sqft
Parking Spaces1 Parking Space
Patio Area368 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number09950
Street Address1 WILLOW LN
CitySPRING LAKE
StateNJ
Zip07762-2184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionFAIRWAY MEWS UNIT 2-36 NIT 1A
Legal Block42.8
Legal Lot Number31
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE HEIGHTS
Census Block Group1
Census Block1006
Census Tract808901

Owner

1 Willow Ln is owned and occupied by two individuals who bought it in June 2022.

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1 WILLOW LN, SPRING LAKE, NJ 07762-2184
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2022 · Amount on File
Deed SaleJun 3, 2022 · Amount on File
Prior SaleDec 28, 1984 · Amount on File
Deed Document Number202259245
Deed Book / Page9598 / 5620
Record UpdatedSep 20, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJun 3, 2022
Property Address1 WILLOW LN, SPRING LAKE, NJ 07762-2184
Document Number0095985620
Book / Page9598 / 5620
Instrument DateMay 24, 2022
Instrument2022059245
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyTRUEX ABSTRACT INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5422 OSPREY CT, 5422, SANIBEL, FL 33957-2318

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 WILLOW LN, SPRING LAKE, NJ 07762-2184

Mortgage

Document Number2022059246
DateJun 3, 2022
Instrument2022059246
Lender
NameRED OAK MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1 Willow Ln was $7,591, up 5.4% from the year before.

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Heights Borough
Unified School DistrictSpring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$854,800 (+15.31%) Land $634,000 Building $220,800$854,800 (+15.31%) Land $634,000 Building $220,800
2025$7,591.00 (+5.43%)$741,300 Land $522,500 Building $218,800$741,300 Land $522,500 Building $218,800
2024$7,200.00
2023$644,300 Land $434,500 Building $209,800$644,300 Land $434,500 Building $209,800
2022$6,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Willow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Willow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF SPRINGLAKE HEIGHTS
serves 5,000 people · EPA ID NJ1349001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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