Essex County and Andover Town property record for 3 William St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,109 sqft · built 1922 |
| Lot Size | 0.216 acres (9,422 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $960,000 (Nov 2024) |
| Tax Bill | $12,908 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00052 B:00066 L:00000 |
| Primary APN | ANDO M:00052 B:00066 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,109 sqft Living Area |
| Gross Area | 4,935 sqft |
| Basement Area | 938 sqft |
| Unfinished Basement | 375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,422 sqft (0.216 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Street Address | 3 WILLIAM ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 66 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 254100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Shawsheen Village Historic District listed 1979 · 268 contributing resources · NRIS 79000328 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3 William St is owned and occupied by two individuals who bought it in November 2024.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 WILLIAM ST, ANDOVER, MA 01810-2617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on File |
| Deed Sale | Nov 21, 2024 · Amount on File |
| Prior Sale | May 16, 2000 · Amount on File |
| Deed Book / Page | 18151 / 85 |
| Prior Transfer Date | Jul 22, 2020 |
| Prior Transfer Doc | 16428-25 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Aug 3, 2020 |
| Property Address | 3 WILLIAM ST, ANDOVER, MA 01810-2617 |
| Document Number | 16428-25 |
| Book / Page | 016428 / 000025 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 889 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 3 WILLIAM ST ANDOVER MA 018102617, ANDOVER, MA 01810-2617 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 WILLIAM ST, ANDOVER, MA 01810-2617 |
| Document Number | 15943-176 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 WILLIAM ST ANDOVER MA 018102617, ANDOVER, MA 01810-2617 |
| Document Number | 15943-176 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 015943/000176 |
| Instrument | 266 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3 William St was $12,908, up 4.8% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,908.00 (+4.84%) | $1,033,500 (+8.12%) Land $516,400 Building $517,100 | $909,530 |
| 2024 | $12,312.00 (+4.6%) | $955,900 (+10.93%) Land $473,100 Building $482,800 | |
| 2023 | $11,771.00 | $861,700 Land $426,100 Building $435,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 William St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 William St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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