10 William St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 10 William St, Andover, MA 01810

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,165 sqft · built 1927
Lot Size0.212 acres (9,262 sqft)
OwnerIndividual Name on Record
Last Sale$387,000 (Nov 2004)
Tax Bill$7,210 (2025)
Deeds & MortgagesAug 2018 Mortgage
Oct 2020 Refinance
Flood ZoneZone X (minimal risk)
APNANDO M:00052 B:00061 L:00001

Property Details

APN / Parcel Number

Primary APNANDO M:00052 B:00061 L:00001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,165 sqft Living Area
Gross Area3,032 sqft
Basement Area867 sqft
Unfinished Basement867 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleOther
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,262 sqft
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address10 WILLIAM ST
CityANDOVER
StateMA
Zip01810-2618
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSRA
Legal Block61
Legal Lot Number1
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group4
Census Block4012
Census Tract254100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Shawsheen Village Historic District
listed 1979 · 268 contributing resources · NRIS 79000328

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 WILLIAM ST, ANDOVER, MA 01810-2618
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2018Deed of Trust, Mortgage
HAVERHILL BANK
Oct 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HAVERHILL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2004 · Amount on Record
Deed SaleNov 16, 2004 · Amount on Record
Prior SaleJun 29, 1995 · Amount on Record
Deed Document Number200452663
Deed Book / Page9186 / 200
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address10 WILLIAM ST, ANDOVER, MA 01810-2618
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15578-266
DateAug 8, 2018
Book Page15578/266
Instrument19177
Lender
NameHAVERHILL BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address10 WILLIAM ST, ANDOVER, MA 01810-2618
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16574-1
DateOct 30, 2020
Book Page16574/1
Instrument29960
Lender
NameHAVERHILL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,210.00 (+8.13%)$577,300 (+11.51%) Building $577,300$661,390
2024$6,668.00 (+4.07%)$517,700 (+10.38%) Building $517,700
2023$6,407.00$469,000 Building $469,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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