Chatham County property record for 3 Westcross Rd, Savannah, GA 31411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,892 sqft · built 1984 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jul 2017) |
| Tax Bill | $5,722 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Jul 2017 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-0259A-02-009 |
| Primary APN | 1-0259A-02-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,892 sqft Living Area |
| 1st Floor Area | 2,866 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,022 sqft |
| Patio Area | 3,460 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 3 WESTCROSS RD |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31411-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LT 1979 THE LANDINGS |
| Legal Subdivision | SKDAWY FRANKLIN |
| Legal Lot Number | 1979 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11005 |
3 Westcross Rd is owned and occupied by two individuals who bought it in July 2017.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 WESTCROSS RD, SAVANNAH, GA 31411-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 31, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on File |
| Deed Sale | Jul 31, 2017 · Amount on File |
| Prior Sale | Oct 8, 2004 · Amount on File |
| Deed Document Number | 20177849 |
| Deed Book / Page | 1141 / 572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 3 WESTCROSS RD, SAVANNAH, GA 31411-3200 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0011740587 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 1174/587 |
| Instrument | 30594300015 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jul 31, 2017 |
| Property Address | 3 WESTCROSS RD, SAVANNAH, GA 31411-3200 |
| Document Number | 0011410572 |
| Book / Page | 1141 / 572 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017-007849 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 WESTCROSS RD, SAVANNAH, GA 31411-3200 |
The 2025 property tax bill for 3 Westcross Rd was $5,722.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,320 (+0.8%) Land $80,000 Building $171,320 | $628,300 (+0.8%) Land $200,000 Building $428,300 | |
| 2025 | $5,722.00 Homeowner's exemption | $249,320 Land $80,000 Building $169,320 | $623,300 Land $200,000 Building $423,300 |
| 2023 | $199,080 (+29.31%) Land $56,000 Building $143,080 | $497,700 (+29.31%) Land $140,000 Building $357,700 | |
| 2022 | $153,960 Land $44,000 Building $109,960 | $384,900 Land $110,000 Building $274,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Westcross Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 344 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 344 in force |
| Nearby Flood Claims | 54 (1987–2017) |
| Claims Outside the SFHA | 1 of 54 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Westcross Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE LANDINGS SUBDIVISION private · serves 11,058 people · EPA ID GA0510033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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