Chatham County property record for 2 Westcross Rd, Savannah, GA 31411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,186 sqft · built 1989 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $845,000 (Mar 2025) |
| Tax Bill | $13,451 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jul 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 1-0259A-04-001 |
| Primary APN | 1-0259A-04-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,186 sqft Living Area |
| 1st Floor Area | 3,186 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 526 sqft |
| Deck Area | 492 sqft |
| Patio Area | 492 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2 WESTCROSS RD |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31411-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 2878 THE LANDINGS SKIDAWAY I SLAND |
| Legal Subdivision | SKDAWY FRANKLIN |
| Legal Lot Number | 2878 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11005 |
2 Westcross Rd is owned and occupied by two individuals who bought it in March 2025.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 WESTCROSS RD, SAVANNAH, GA 31411-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA |
| Jul 27, 2018 | Deed of Trust, Mortgage · Loan Modification CUSTOMERS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on File |
| Deed Sale | Mar 31, 2025 · Amount on File |
| Prior Sale | Apr 20, 2020 · Amount on File |
| Deed Book / Page | 3628 / 556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Apr 20, 2020 |
| Property Address | 2 WESTCROSS RD, SAVANNAH, GA 31411-2811 |
| Document Number | 0019070423 |
| Book / Page | 1907 / 423 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 2020-003742 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 WESTCROSS RD, SAVANNAH, GA 31411-2811 |
| Document Number | 0000001907/0000000425 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 0000001907/0000000425 |
| Name | THE FIRST NATIONAL BANK OF OTTAWA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 2 WESTCROSS RD, SAVANNAH, GA 31411-2811 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1410/442 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 1410/442 |
| Name | CUSTOMERS BANK |
|---|---|
| Type | Bank |
| Type | Loan Modification |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2028 |
The 2025 property tax bill for 2 Westcross Rd was $13,451.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,000 (-10.49%) Land $80,000 Building $258,000 | $845,000 (-10.49%) Land $200,000 Building $645,000 | |
| 2025 | $13,451.00 | $377,600 Land $80,000 Building $297,600 | $944,000 Land $200,000 Building $744,000 |
| 2023 | $332,840 (+29.45%) Land $80,000 Building $252,840 | $832,100 (+29.45%) Land $200,000 Building $632,100 | |
| 2022 | $6,860.00 | $257,120 Land $64,000 Building $193,120 | $642,800 Land $160,000 Building $482,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Westcross Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 344 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 344 in force |
| Nearby Flood Claims | 54 (1987–2017) |
| Claims Outside the SFHA | 1 of 54 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Westcross Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 42% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE LANDINGS SUBDIVISION private · serves 11,058 people · EPA ID GA0510033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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