Bergen County and Ramsey Borough property record for 3 Walnut St, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,197 sqft · built 1925 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Dec 1994) |
| Tax Bill | $20,370 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04504-0000-00004 |
| Primary APN | 48-04504-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,197 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3 WALNUT ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.207AC |
| Legal Block | 4504 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records · APN 48-04504-0000-00004
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 WALNUT ST, RAMSEY, NJ 07446-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 1994 · Amount on Record |
| Deed Sale | Dec 13, 1994 · Amount on Record |
| Deed Book / Page | 7754 / 188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 WALNUT ST, RAMSEY, NJ 07446-1554 |
| Document Number | 0029611267 |
| Instrument Date | Jun 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 WALNUT ST RAMSEY NJ 074461554, RAMSEY, NJ 07446-1554 |
| Document Number | 0029611267 |
|---|---|
| Date | Jun 08, 2018 |
| Book Page | 002961/001267 |
| Instrument | 40206 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 07, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $887,000 (-10.34%) Land $431,100 Building $455,900 | $887,000 (-10.34%) Land $431,100 Building $455,900 | |
| 2025 | $20,370.00 (+14.09%) | $989,300 (+56.36%) Land $396,100 Building $593,200 | $989,300 (+56.36%) Land $396,100 Building $593,200 |
| 2024 | $17,854.00 (+7.59%) | ||
| 2023 | $632,700 Land $295,700 Building $337,000 | $632,700 Land $295,700 Building $337,000 | |
| 2022 | $16,595.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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