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29 Walnut St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 29 Walnut St, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3,183 sqft · built 1963
Lot Size0.427 acres (18,600 sqft)
Owner2 Individual Names on File
Last Sale$729,900 (Nov 2020)
Tax Bill$20,946 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-04505-0000-00007

Property Details

APN / Parcel Number

Primary APN48-04505-0000-00007
Alternative APN
  • 480450500007

Interior

Stories1 Story
Building Area3,183 sqft Living Area
1st Floor Area3,183 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeFrame
Lot Area18,600 sqft (0.427 acres)
Lot Dimensions155 ft deep x 120 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address29 WALNUT ST
CityRAMSEY
StateNJ
Zip07446-1511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.427AC
Legal Block4505
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2014
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records · APN 48-04505-0000-00007

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address29 WALNUT ST, RAMSEY, NJ 07446-1511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Nov 16, 2020Deed, Transfer · Conventional Mortgage
BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2020 · Amount on Record
Deed SaleNov 16, 2020 · Amount on Record
Prior SaleJul 15, 2004 · Amount on Record
Deed Document Number2020119483
Deed Book / Page3819 / 1219
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address29 WALNUT ST, RAMSEY, NJ 07446-1511
Transaction TypeMortgage
Record UpdatedApr 26, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 WALNUT ST, RAMSEY, NJ 07446-1511

Mortgage

Document Number0049630376
DateMar 31, 2023
Book Page4963/376
Instrument2023022491
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 23, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateNov 16, 2020
Property Address29 WALNUT ST, RAMSEY, NJ 07446-1511
Document Number0038191219
Book / Page3819 / 1219
Instrument DateOct 13, 2020
Instrument20-119483
Transaction TypeTransfer
Record UpdatedNov 02, 2021
Title CompanySUNNYSIDE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,094.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29 WALNUT ST, 29, RAMSEY, NJ 07446-1511

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 WALNUT ST, RAMSEY, NJ 07446-1511

Mortgage

Document Number20119484
DateNov 16, 2020
Instrument20-119484
Lender
NameBOND STREET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,116,900 (+9.79%) Land $456,000 Building $660,900$1,116,900 (+9.79%) Land $456,000 Building $660,900
2025$20,946.00 (+15.69%)$1,017,300 (+58.56%) Land $421,000 Building $596,300$1,017,300 (+58.56%) Land $421,000 Building $596,300
2024$18,105.00 (+7.58%)
2023$641,600 Land $312,400 Building $329,200$641,600 Land $312,400 Building $329,200
2022$16,829.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1979–1984)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 1984, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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