3 Vantage Pass, O Fallon, MO 63366 Property Records

St. Charles County property record for 3 Vantage Pass, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,724 sqft · built 1999
Lot Size	0.36 acres (15,682 sqft)
Owner	Owner Name on File
Last Sale	$244,000 (Jul 2014)
Tax Bill	$4,855 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T990300192`

Property Details

APN / Parcel Number

Primary APN	`T990300192`
Alternative APN	`2-0104-7987-00-0091.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
1st Floor Area	1,427 sqft
Basement Area	1,339 sqft
Finished Basement	867 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	114 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T990300192
Old Parcel Number	T990300192
Street Address	3 VANTAGE PASS
City	O FALLON
State	MO
Zip	63366-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS VLG B LOT 91
Legal Range	03E
Legal Township	47N
Legal Subdivision	CROSSING VLG B
Legal Lot Number	91
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5002
Census Tract	311602

Owner

Source: St. Charles County records · APN T990300192

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3 VANTAGE PASS, O FALLON, MO 63366-4432
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Jul 28, 2014 · Amount on Record
Deed Sale	Jul 28, 2014 · Amount on Record
Prior Sale	Jun 16, 2003
Deed Document Number	0006219774
Deed Book / Page	6219 / 774
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 VANTAGE PASS, O FALLON, MO 63366-4432
Document Number	0000071180
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 VANTAGE PASS O FALLON MO 633664432, O FALLON, MO 63366-4432

Mortgage

Document Number	0000071180
Date	Sep 24, 2020
Instrument	71180

Lender

Name	FIRST BK MTG
Type	Mortgage Company
Address	HAZELWOOD, MO 63042

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2040

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,855.00	$75,721 (+8.42%)	$398,533 (+8.42%) Land $80,000 Building $318,533
2023		$69,842
2022			$367,587 Land $50,000 Building $317,587

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 527 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OFALLON PWS serves 32,515 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.