1 Vantage Pass, O Fallon, MO 63366 Property Records

St. Charles County property record for 1 Vantage Pass, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,612 sqft · built 2003
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jul 2016)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T990300193`

Property Details

APN / Parcel Number

Primary APN	`T990300193`
Alternative APN	`2-0104-7987-00-0092.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,612 sqft Living Area
Gross Area	4,525 sqft
1st Floor Area	1,412 sqft
Basement Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Location & Zoning

Account Number	T990300193
Street Address	1 VANTAGE PASS
City	O FALLON
State	MO
Zip	63366-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS VLG B LOT 92
Legal Subdivision	CROSSING VLG B
Legal Lot Number	92
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5002
Census Tract	311602

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 VANTAGE PASS, O FALLON, MO 63366-4432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Sep 25, 2020	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Dec 15, 2017	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Dec 23, 2016	Deed of Trust, Mortgage · FHA Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2016 · Amount on Record
Deed Sale	Jul 27, 2016 · Amount on Record
Prior Sale	Jun 24, 2014 · Amount on Record
Deed Document Number	2016475860
Deed Book / Page	6581 / 478
Prior Transfer Date	Jul 23, 2013
Prior Transfer Doc	0060700478
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 VANTAGE PASS, O FALLON, MO 63366-4432
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045159
Date	Nov 2, 2023
Instrument	2023R-045159

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 VANTAGE PASS, O FALLON, MO 63366-4432
Document Number	0000073622
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 VANTAGE PASS O FALLON MO 633664432, O FALLON, MO 63366-4432

Mortgage

Document Number	0000073622
Date	Oct 1, 2020
Instrument	73622

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 VANTAGE PASS, O FALLON, MO 63366-4432
Document Number	0068580608
Book / Page	006858 / 000608
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 VANTAGE PASS O FALLON MO 633664432, O FALLON, MO 63366-4432

Mortgage

Document Number	0068580608
Date	Dec 26, 2017
Book Page	006858/000608
Instrument	794390

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 VANTAGE PASS, O FALLON, MO 63366-4432
Document Number	0066852057
Book / Page	006685 / 002057
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 VANTAGE PASS O FALLON MO 633664432, O FALLON, MO 63366-4432

Mortgage

Document Number	0066852057
Date	Jan 17, 2017
Book Page	006685/002057
Instrument	29950

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,472.00 (+5%)	$69,700 (+8.17%)	$366,840 (+8.17%) Land $72,000 Building $294,840
2024	$4,259.00
2023		$64,438
2022			$339,145 Land $45,000 Building $294,145

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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