3 Valley Rd, Jefferson, ME 04348 Property Records

Lincoln County and Jefferson Town property record for 3 Valley Rd, Jefferson, ME 04348

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,200 (Feb 2020)
Tax Bill	$3,599 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`JEFN M:041 L:040`

Property Details

APN / Parcel Number

Primary APN	`JEFN M:041 L:040`
Alternative APN	`1959`

Exterior

Architectural Style	Multi-Family
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	1959
Street Address	3 VALLEY RD
City	JEFFERSON
State	ME
Zip	04348-3865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	40
Jurisdiction	JEFFERSON ME
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2032
Census Tract	975100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Jefferson Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 VALLEY RD, JEFFERSON, ME 04348-3865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Dec 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED TRUST BANK
Jan 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED TRUST BANK
Oct 29, 2025	Deed of Trust, Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 28, 2020	Warranty Deed, Transfer · VA Mortgage CAMDEN NATIONAL BANK
Dec 28, 2017	Quit Claim Deed, Transfer FIRST NATL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	202058852
Deed Book / Page	5494 / 157
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	3 VALLEY RD, JEFFERSON, ME 04348-3865
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057990141
Date	Oct 28, 2021
Book Page	5799/141
Instrument	81048

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	3 VALLEY RD, JEFFERSON, ME 04348-3865
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059590145
Date	Dec 2, 2022
Book Page	5959/145
Instrument	93147

Lender

Name	UNITED TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	3 VALLEY RD, JEFFERSON, ME 04348-3865
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060730001
Date	Jan 16, 2024
Book Page	6073/1
Instrument	102570

Lender

Name	UNITED TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	3 VALLEY RD, JEFFERSON, ME 04348-3865
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062830001
Date	Oct 29, 2025
Book Page	6283/1
Instrument	119474

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Reverse Mortgage Lender

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON ME
Recording Date	Feb 28, 2020
Property Address	3 VALLEY RD, JEFFERSON, ME 04348-3865
Document Number	0054940157
Book / Page	5494 / 157
Instrument Date	Feb 28, 2020
Instrument	58852
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000058853
Date	Feb 28, 2020
Instrument	58853

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON ME
Recording Date	Dec 28, 2017
Property Address	3 VALLEY RD, JEFFERSON, ME 04348-3865
Document Number	0052160274
Book / Page	05216 / 0274
Instrument	000000034683
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034684
Date	Dec 28, 2017
Instrument	000000034684

Lender

Name	FIRST NATL BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

Source: Lincoln County and Jefferson Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Jefferson Town
Unified School District	Jefferson (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,599.00 (+21.79%)	$244,000 (-) Land $41,700 Building $202,300
2024	$2,955.00 (+6.95%)	$244,000 (+44.81%) Land $41,700 Building $202,300
2023	$2,763.00 (+8.95%)	$168,500 (-) Land $28,800 Building $139,700
2022	$2,536.00	$168,500 Land $28,800 Building $139,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fidium Fiber DSL	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N..

Cell Coverage

5G (outdoors only) and 4G LTE

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