49 Valley Rd, Jefferson, ME 04348 Property Records

Lincoln County and Jefferson Town property record for 49 Valley Rd, Jefferson, ME 04348

Property Summary

Property TypeSingle Family Home
Lot Size2.3 acres (100,188 sqft)
OwnerIndividual Name on Record
Tax Bill$4,040 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Jul 2023 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNJEFN M:041 L:043

Property Details

APN / Parcel Number

Primary APNJEFN M:041 L:043
Alternative APN
  • 1962

Exterior

Lot Area100,188 sqft (2.3 acres)

Location & Zoning

Account Number1962
Street Address49 VALLEY RD
CityJEFFERSON
StateME
Zip04348-3865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number43
JurisdictionJEFFERSON ME
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2032
Census Tract975100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Jefferson Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address49 VALLEY RD, JEFFERSON, ME 04348-3865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Deed of Trust, Mortgage · Line of Credit
BANGOR SAVINGS BANK
Jul 5, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Sep 20, 2018Deed of Trust, Mortgage · ARM
FIRST FSLA
Mar 11, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Aug 21, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON ME
Property Address49 VALLEY RD, JEFFERSON, ME 04348-3865
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059960182
DateMay 8, 2023
Book Page5996/182
Instrument96167
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON ME
Property Address49 VALLEY RD, JEFFERSON, ME 04348-3865
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060130099
DateJul 5, 2023
Book Page6013/99
Instrument97724
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueAug 1, 2054

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON ME
Property Address49 VALLEY RD, JEFFERSON, ME 04348-3865
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053060018
DateSep 20, 2018
Book Page05306/0018
Instrument000000042920
Lender
NameFIRST FSLA
Agreement
TypeARM
AmountAmount Recorded
Term121 Months
DueOct 5, 2028
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateOct 1, 2023

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON ME
Property Address49 VALLEY RD, JEFFERSON, ME 04348-3865
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054990097
DateMar 11, 2020
Book Page5499/97
Instrument59234
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueApr 1, 2030

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON ME
Recording DateAug 21, 2018
Property Address49 VALLEY RD, JEFFERSON, ME 04348-3865
Document Number0052940244
Book / Page005294 / 000244
Instrument DateAug 9, 2018
Instrument41819
Transaction TypeTransfer
Record UpdatedSep 5, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 VALLEY RD JEFFERSON ME 043483865, JEFFERSON, ME 04348-3865

Tax Assessment & Valuation

Source: Lincoln County and Jefferson Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyLincoln County
County SubdivisionJefferson Town
Unified School DistrictJefferson (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,040.00 (+28.29%)$273,900 (+5.35%) Land $55,600 Building $218,300
2024$3,149.00 (+69.3%)$260,000 (+129.28%) Land $55,600 Building $204,400
2023$1,860.00 (+8.96%)$113,400 (-) Land $38,300 Building $75,100
2022$1,707.00$113,400 Land $38,300 Building $75,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Fidium Fiber
DSL
100 / 40
T-Mobile
Fixed Wireless
100 / 20

May also be available: Tidewater O.P.E.N..

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