3 Union St, Kingston, NJ 08528 Property Records

Somerset County and Franklin Township property record for 3 Union St, Kingston, NJ 08528

Property Summary

Property Type	Single Family Home
Details	896 sqft · built 1865
Lot Size	0.161 acres (7,022 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Aug 2020)
Tax Bill	$6,198 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00003-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`08-00003-0000-00002`
Alternative APN	`080000300002`

Interior

Stories	1 Story
Building Area	896 sqft Living Area

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Construction Type	Frame
Lot Area	7,022 sqft (0.161 acres)
Lot Dimensions	117 ft deep x 60 ft wide

Location & Zoning

Street Address	3 UNION ST
City	KINGSTON
State	NJ
Zip	08528-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10H
Legal Block	3
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2015
Census Tract	53402

Owner

3 Union St is owned and occupied by an individual who bought it in August 2020.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3 UNION ST, KINGSTON, NJ 08528-9004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Prior Sale	Jul 22, 2014 · Amount on File
Deed Document Number	202037965
Deed Book / Page	7240 / 3596
Prior Transfer Date	Aug 16, 2007
Prior Transfer Doc	0000025712
Record Updated	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 24, 2020
Property Address	3 UNION ST, KINGSTON, NJ 08528-9004
Document Number	0000037965
Book / Page	7240 / 3596
Instrument Date	Aug 15, 2020
Instrument	2020037965
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	AMTRUST TITLE INS URANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	928 NW 22ND ST, 928, OKLAHOMA CITY, OK 73106-6215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 UNION STREET, FRANKLIN, NJ

Mortgage

Document Number	0000037966
Date	Aug 24, 2020
Instrument	2020037966

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3 Union St was $6,198, up 17.1% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,100 (-) Land $252,000 Building $107,100	$359,100 (-) Land $252,000 Building $107,100
2025	$6,198.00 (+17.05%)	$359,100 Land $252,000 Building $107,100	$359,100 Land $252,000 Building $107,100
2024	$5,295.00
2023		$262,300 Land $189,000 Building $73,300	$262,300 Land $189,000 Building $73,300
2022	$4,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1982–2021)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures