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2 Union St, Kingston, NJ 08528 Property Records

Somerset County and Franklin Township property record for 2 Union St, Kingston, NJ 08528

Property Summary

Property TypeSingle Family Home
Details2,286 sqft · built 1840
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Jul 2004)
Tax Bill$9,880 (2025)
Deeds & MortgagesApr 2022 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN08-00002-0000-00007

Property Details

APN / Parcel Number

Primary APN08-00002-0000-00007
Alternative APN
  • 080000200007

Interior

Stories2 Stories
Building Area2,286 sqft Living Area

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address2 UNION ST
CityKINGSTON
StateNJ
Zip08528-9013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10H
Legal Block2
Legal Lot Number7
JurisdictionSOMERSET NJ
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2016
Census Tract53402

Owner

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2 UNION ST, KINGSTON, NJ 08528-9013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2004 · Amount on Record
Deed SaleJul 23, 2004 · Amount on Record
Prior SaleAug 27, 2003 · Amount on Record
Deed Book / Page5622 / 1202
Last Transfer DateOct 15, 2021
Transfer Doc0000014186
Record UpdatedOct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSOMERSET NJ
Recording DateApr 7, 2022
Property Address2 UNION ST, KINGSTON, NJ 08528-9013
Document Number0000014186
Book / Page7436 / 1762
Instrument DateOct 15, 2021
Instrument2022014186
Transaction TypeTransfer
Record UpdatedApr 19, 2022
Title CompanyEQUITY SETTLEMENT SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2 UNION ST, KINGSTON, NJ 08528-9013

Mortgage

Document Number0000014187
DateApr 7, 2022
Instrument2022014187
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueNov 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address2 UNION ST, KINGSTON, NJ 08528-9013
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySURETY TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038401
DateOct 9, 2019
Book Page7157/2844
Instrument2019038401
Lender
NamePROVIDENT BANK
TypeSubprime Lender
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2049

Tax Assessment & Valuation

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionFranklin Township
Unified School DistrictFranklin Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$572,400 (-) Land $357,400 Building $215,000$572,400 (-) Land $357,400 Building $215,000
2025$9,880.00 (+19.18%)$572,400 (+38.09%) Land $357,400 Building $215,000$572,400 (+38.09%) Land $357,400 Building $215,000
2024$8,290.00 (+12.27%)
2023$414,500 Land $267,400 Building $147,100$414,500 Land $267,400 Building $147,100
2022$7,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1982–2021)
Claims Outside the SFHA9 of 17
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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