Flagler County property record for 3 Underwick Path, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,259 sqft · built 2023 |
| Lot Size | 0.426 acres (18,557 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,000 (Jul 2023) |
| Tax Bill | $3,529 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Feb 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00300-0080 |
| Primary APN | 07-11-31-7057-00300-0080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,259 sqft Living Area |
| 1st Floor Area | 1,259 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,557 sqft (0.426 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 UNDERWICK PATH |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 57 BLK 30 LOT 8 OR 208 PG 214 OR 1337 PG 1618 OR 1368 PG 1037 OR 1368 PG 1039-CD OR 2165/1627 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 30 |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 60208 |
Source: Flagler County records · APN 07-11-31-7057-00300-0080
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 UNDERWICK PATH, PALM COAST, FL 32164-5700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGLER HABITAT FOR HUMANITY |
| Feb 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGLER COUNTY |
| Jul 27, 2023 | Correction Deed · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Feb 13, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FLAGLER HABITAT FOR HUMANITY INC |
| Apr 26, 2021 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on Record |
| Deed Sale | Jul 27, 2023 · Amount on Record |
| Prior Sale | Feb 13, 2023 · Amount on Record |
| Deed Document Number | 202332553 |
| Deed Book / Page | 2800 / 504 |
| Prior Transfer Date | Jul 07, 2023 |
| Prior Transfer Doc | 0028000504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 UNDERWICK PATH, PALM COAST, FL 32164-5700 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3 UNDERWICK PATH, PALM COAST, FL 32164-5700 |
| Document Number | 0027560077 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 2756/77 |
| Instrument | 2023005481 |
| Name | FLAGLER HABITAT FOR HUMANITY |
|---|---|
| Type | Non-Lending Institution |
| Address | BUNNELL, FL 32110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 UNDERWICK PATH, PALM COAST, FL 32164-5700 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027560085 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 2756/85 |
| Instrument | 2023005482 |
| Name | FLAGLER COUNTY |
|---|---|
| Type | Government Agency |
| Address | BUNNELL, FL 32110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 27, 2023 |
| Property Address | 3 UNDERWICK PATH, PALM COAST, FL 32164-5700 |
| Document Number | 0028000504 |
| Book / Page | 2800 / 504 |
| Map Reference | MB 17 PG 19 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 2023032553 |
| Record Updated | Apr 29, 2024 |
| Title Company | HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX BOX, BUNNELL, FL 32110 |
| Name | Verified Name |
|---|---|
| Address | 3 UNDERWICK PATH, PALM COAST, FL 32164-5700 |
| Document Number | 0002800506 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2800/506 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 13, 2023 |
| Property Address | 3 UNDERWICK PATH, PALM COAST, FL 32164-5700 |
| Document Number | 0027560065 |
| Book / Page | 2756 / 65 |
| Map Reference | MB 17 PG 19 |
| Instrument Date | Feb 03, 2023 |
| Instrument | 2023005479 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | COAST TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,757.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX BOX, BUNNELL, FL 32110 |
| Name | Verified Name |
|---|---|
| Address | 3 UNDERSHIRE PATH, PALM COAST, FL 32164-5733 |
| Document Number | 2023005480 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 2023005480 |
| Name | FLAGLER HABITAT FOR HUMANITY INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0027560105 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 2756/105 |
| Instrument | 2023005484 |
| Name | FLAGLER HABITAT FOR HUMANITY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BUNNELL, FL 32110 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 03, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 26, 2021 |
| Property Address | 3 UNDERWICK PATH, PALM COAST, FL 32164-5700 |
| Document Number | 0025541918 |
| Book / Page | 2554 / 1918 |
| Map Reference | MB 17 PG 19 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021022560 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1769 E MOODY BLVD BLDG 2, 2, BUNNELL, FL 32110-5991 |
| Name | Verified Name |
|---|---|
| Address | 2 W MOODY BLVD, BUNNELL, FL 32110 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,529.00 (+0.06%) | $237,353 (+402.33%) Land $55,125 Building $182,228 | $237,353 (+402.33%) Land $55,125 Building $182,228 |
| 2024 | $3,527.00 | ||
| 2023 | Additional exemption filed | $47,250 (-2.17%) Land $47,250 | $47,250 (-2.17%) Land $47,250 |
| 2022 | Additional exemption filed | $48,300 Land $48,300 | $48,300 Land $48,300 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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