Flagler County property record for 18 Underwick Path, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,068 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jun 2025) |
| Tax Bill | $4,283 (2024) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00310-0020 |
| Primary APN | 07-11-31-7057-00310-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,068 sqft Heated Area |
| Gross Area | 2,682 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 468 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 18 UNDERWICK PATH |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 57 BLK 31 LOT 2 OR 447 PG 878 OR 991 PG 729 OR 1019 PG 631 OR 1196 PG 1040 OR 1282/518 OR 1712/850 OR 1805/884 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 31 |
| Legal Lot Number | 2 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 60208 |
Source: Flagler County records · APN 07-11-31-7057-00310-0020
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2119 JOYCE ST, FLAGLER BEACH, FL 32136-3439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Special Warranty Deed, Transfer · VA Mortgage PENTAGON FCU |
| Feb 24, 2023 | Warranty Deed, Transfer HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | Oct 23, 2023 · Amount on Record |
| Deed Document Number | 2025026553 |
| Deed Book / Page | 2970 / 1893 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 23, 2023 |
| Property Address | 18 UNDERWICK PATH, PALM COAST, FL 32164-5732 |
| Document Number | 0028211796 |
| Book / Page | 2821 / 1796 |
| Map Reference | MB 17 PG 12-28 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023046184 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,506.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2900 N ROCKY POINT DR, TAMPA, FL 33607-1435 |
| Name | Verified Name |
|---|---|
| Address | 8999 FOUNDERS CIR, PALMETTO, FL 34221-1310 |
| Document Number | 0028211800 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 2821/1800 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 24, 2023 |
| Property Address | 18 UNDERWICK PATH, PALM COAST, FL 32164-5732 |
| Document Number | 0027590229 |
| Book / Page | 2759 / 229 |
| Map Reference | MB 17 PG 19 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 2023007429 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 LLESTONE PATH, PALM COAST, FL 32164-5880 |
| Name | Verified Name |
|---|---|
| Address | 2900 N ROCKY POINT DR, TAMPA, FL 33607-1435 |
| Investor | Possibly a Property Investor |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279,141 (+95.26%) Land $52,000 Building $227,141 | $279,141 (+%) Land $52,000 Building $227,141 | |
| 2024 | $4,283.00 (+130.64%) | ||
| 2023 | $1,857.00 (+1.59%) Homeowner's exemption | $142,959 (+3%) | $279,128 (+2.16%) Land $44,500 Building $234,628 |
| 2022 | $1,828.00 Homeowner's exemption | $138,796 | $273,221 Land $45,500 Building $227,721 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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