Essex County and Andover Town property record for 3 Torr St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,437 sqft · built 2014 |
| Lot Size | 0.43 acres (18,735 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,955,000 (Mar 2026) |
| Tax Bill | $21,798 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00074 B:00032 L:0000A |
| Primary APN | ANDO M:00074 B:00032 L:0000A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,437 sqft Living Area |
| Gross Area | 7,026 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,735 sqft (0.43 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3 TORR ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 32 |
| Legal Lot Number | A |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 254301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Street District listed 1982 · 31 contributing resources · NRIS 82000478 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3 Torr St is owned and occupied by two individuals who bought it in March 2026.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 TORR ST, ANDOVER, MA 01810-4021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT |
| Feb 29, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on File |
| Deed Sale | Mar 24, 2026 · Amount on File |
| Prior Sale | Aug 1, 2014 · Amount on File |
| Deed Document Number | 20264301 |
| Deed Book / Page | 18538 / 148 |
| Prior Transfer Date | Mar 19, 2026 |
| Prior Transfer Doc | 018538-148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Mar 24, 2026 |
| Property Address | 3 TORR ST, ANDOVER, MA 01810-4021 |
| Document Number | 018538-148 |
| Book / Page | 18538 / 148 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 4301 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 TORR ST, ANDOVER, MA 01810-4021 |
| Document Number | 0000004302 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 4302 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Apr 1, 2031 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Feb 29, 2024 |
| Property Address | 3 TORR ST, ANDOVER, MA 01810-4021 |
| Document Number | 0017939-29 |
| Book / Page | 17939 / 29 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 2984 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 TORR ST, ANDOVER, MA 01810-4021 |
The 2025 property tax bill for 3 Torr St was $21,798, up 7.6% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,798.00 (+7.56%) | $1,745,200 (+10.92%) Land $823,400 Building $921,800 | $1,750,565 |
| 2024 | $20,265.00 (+4.22%) | $1,573,400 (+10.53%) Land $698,200 Building $875,200 | |
| 2023 | $19,445.00 | $1,423,500 Land $628,900 Building $794,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Torr St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1987–2010) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Torr St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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