Essex County and Andover Town property record for 2 Torr St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,414 sqft · built 1956 |
| Lot Size | 0.596 acres (25,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (Apr 2014) |
| Tax Bill | $12,851 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00074 B:00019 L:00000 |
| Primary APN | ANDO M:00074 B:00019 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,414 sqft Living Area |
| Gross Area | 6,182 sqft |
| Basement Area | 2,116 sqft |
| Unfinished Basement | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,979 sqft (0.596 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2 TORR ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 19 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 254301 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 TORR ST, ANDOVER, MA 01810-4022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU |
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU |
| Jan 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2014 · Amount on Record |
| Deed Sale | Apr 14, 2014 · Amount on Record |
| Deed Book / Page | 13824 / 140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 2 TORR ST, ANDOVER, MA 01810-4022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 017076-169 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 17076/169 |
| Instrument | 26840 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 2 TORR ST, ANDOVER, MA 01810-4022 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17076-169 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 17076/169 |
| Instrument | 26840 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 2 TORR ST, ANDOVER, MA 01810-4022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16167-23 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 16167/23 |
| Instrument | 1941 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,851.00 (+4.26%) | $1,028,900 (+7.51%) Land $522,200 Building $506,700 | $1,127,175 |
| 2024 | $12,326.00 (+4.34%) | $957,000 (+10.66%) Land $478,400 Building $478,600 | |
| 2023 | $11,813.00 | $864,800 Land $430,900 Building $433,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1987–2010) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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