Suffolk County and Smithtown Town property record for 3 Tide Mill Rd, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,397 sqft · built 1981 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Apr 1997) |
| Tax Bill | $18,923 (2024) |
| Deeds & Mortgages | Aug 2019 Transfer May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 52.-1-26 |
| Primary APN | 473489 52.-1-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,397 sqft Living Area |
| Gross Area | 3,276 sqft |
| 1st Floor Area | 1,373 sqft |
| 2nd Floor Area | 1,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 879 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 744 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3 TIDE MILL RD |
|---|---|
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-9626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-837201 TC-70 *5665 LOT 3 TIDE MILL ESTS |
| Legal Subdivision | MAP TIDE MILL ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 134908 |
3 Tide Mill Rd is owned and occupied by two individuals who acquired it in June 2019.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 TIDE MILL RD, SAINT JAMES, NY 11780-9626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 1997 · Amount on File |
| Deed Sale | Apr 30, 1997 · Amount on File |
| Deed Book / Page | 11828 / 099 |
| Last Transfer Date | Jun 19, 2019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 22, 2019 |
| Property Address | 3 TIDE MILL RD, SAINT JAMES, NY 11780-9626 |
| Document Number | 0130250392 |
| Book / Page | 013025 / 000392 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 TIDE MILL RD ST JAMES NY 117809626, ST JAMES, NY 11780-9626 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 TIDE MILL RD, SAINT JAMES, NY 11780-9626 |
| Document Number | 0228420766 |
| Book / Page | 022842 / 000766 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 TIDE MILL RD ST JAMES NY 117809626, ST JAMES, NY 11780-9626 |
| Document Number | 0228420766 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 022842/000766 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 10, 2027 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,744 Land $1,000 Building $6,744 | $968,000 Land $125,000 Building $843,000 | |
| 2024 | $18,923.00 | ||
| 2023 | $7,744 Land $1,000 Building $6,744 | $8,901 Land $1,149 Building $7,752 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Tide Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Tide Mill Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures