2 Tide Mill Rd, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 2 Tide Mill Rd, Saint James, NY 11780

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$17,912 (2024)
Deeds & Mortgages	Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`473489 52.-1-19`

Property Details

APN / Parcel Number

Primary APN	`473489 52.-1-19`
Alternative APNs	`0800-052.00-01.00-019.000` `348905200000010190000000` `47340013159`

Exterior

Lot Area	43,560 sqft

Location & Zoning

Street Address	2 TIDE MILL RD
City	SAINT JAMES
State	NY
Zip	11780-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-837351 TC-70 *5665 LOT 9 TIDE MILL ESTS
Legal Subdivision	MAP OF TIDE HILL ESTATES
Legal Block	1
Legal Lot Number	19
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2000
Census Tract	134908

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 52.-1-19

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 TIDE MILL RD, SAINT JAMES, NY 11780-9626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 29, 2014
Transfer Doc	D000127850805
Record Updated	Sep 20, 2026

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	2 TIDE MILL RD, SAINT JAMES, NY 11780-9626
Document Number	0229240263
Instrument Date	Feb 06, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 TIDE MILL RD ST JAMES NY 117809626, ST JAMES, NY 11780-9626

Mortgage

Document Number	0229240263
Date	May 08, 2018
Book Page	022924/000263

Lender

Name	FLAGSTAR BK
Type	Bank
Address	1818 LIBERTY ST, RESTON, VA 20190

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 07, 2058

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,905 (-) Land $1,000 Building $7,905	$1,113,125 (+10,775.67%) Land $125,000 Building $988,125
2024	$17,912.00
2023		$8,905 Land $1,000 Building $7,905	$10,235 Land $1,149 Building $9,086

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031349082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Based on FCC filings for 46 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.