3 Tara Cir, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 3 Tara Cir, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1987
Lot Size	0.119 acres (5,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Apr 2002)
Tax Bill	$5,435 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2018 Line of Credit
APN	`NHAM M:0029 B:0510 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0029 B:0510 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	864 sqft
Game Room	Game Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2011
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	5,197 sqft (0.119 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 TARA CIR
City	FLORENCE
State	MA
Zip	01062-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Subdivision	SAWMILL HL
Legal Block	510
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1033
Census Tract	821700

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 TARA CIR, FLORENCE, MA 01062-3446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLORENCE BK
Jun 5, 2018	Deed of Trust, Mortgage · Line of Credit FLORENCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2002 · Amount on Record
Deed Sale	Apr 26, 2002 · Amount on Record
Prior Sale	Aug 27, 1999 · Amount on Record
Deed Book / Page	6623 / 250
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	3 TARA CIR, NORTHAMPTON, MA 01062-3446
Document Number	13683-271
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TARA CIR NORTHAMPTON MA 010623446, NORTHAMPTON, MA 01062-3446

Mortgage

Document Number	13683-271
Date	Jul 1, 2020
Book Page	013683/000271
Instrument	12529

Lender

Name	FLORENCE BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2030

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	3 TARA CIR, NORTHAMPTON, MA 01062-3446
Document Number	12978-163
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TARA CIR NORTHAMPTON MA 010623446, NORTHAMPTON, MA 01062-3446

Mortgage

Document Number	12978-163
Date	Jun 11, 2018
Book Page	012978/000163
Instrument	10725

Lender

Name	FLORENCE BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,435.00 (+5.09%)	$390,200 (+19.51%) Land $124,800 Building $265,400	$441,560 (+4.83%)
2024			$421,230
2023	$5,172.00	$326,500 Land $113,400 Building $213,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1982–2023)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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