25 Tara Cir, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 25 Tara Cir, Florence, MA 01062

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,862 sqft · built 1987
Lot Size	0.338 acres (14,736 sqft)
Owner	Individual Name on File
Last Sale	$133,500 (Jan 2015)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Refinance + 4 more
APN	`NHAM M:0029 B:0514 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0029 B:0514 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,862 sqft Living Area
Gross Area	950 sqft
1st Floor Area	456 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	14,736 sqft (0.338 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	25 TARA CIR
City	FLORENCE
State	MA
Zip	01062-3446
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	URA
Legal Block	514
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1033
Census Tract	821700

Owner

25 Tara Cir, a condominium, is owned and occupied by an individual who bought it in January 2015.

Source: Hampshire County and Northampton City records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	25 TARA CIR, FLORENCE, MA 01062-3446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER VALLEY CU
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Mar 11, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2015 · Amount on File
Deed Sale	Jan 30, 2015 · Amount on File
Prior Sale	Jun 6, 2005 · Amount on File
Deed Document Number	20151575
Deed Book / Page	11860 / 23
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Recording Date	Jul 29, 2026
Property Address	25 TARA CIR, FLORENCE, MA 01062-3446
Document Number	0000012380
Book / Page	15793 / 152
Instrument Date	Jul 22, 2026
Instrument	202612380
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TARA CIR, FLORENCE, MA 01062-3446

Mortgage

Document Number	0000012380,
Date	Jul 29, 2026
Book Page	15793/152
Instrument	202612380

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	25 TARA CIR, NORTHAMPTON, MA 01062-3446
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014032-256
Date	Mar 29, 2021
Book Page	14032/256
Instrument	7331

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	25 TARA CIR, NORTHAMPTON, MA 01062-3446
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014534-202
Date	Apr 28, 2022
Book Page	14534/202
Instrument	8862

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	25 TARA CIR, NORTHAMPTON, MA 01062-3446
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0014802-14
Date	Feb 15, 2023
Book Page	14802/14
Instrument	2253

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	25 TARA CIR, NORTHAMPTON, MA 01062-3446
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015369-109
Date	Mar 11, 2025
Book Page	15369/109
Instrument	3726

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	25 TARA CIR, NORTHAMPTON, MA 01062-3446
Document Number	13386-100
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TARA CIR #25 NORTHAMPTON MA 010623446, 25, NORTHAMPTON, MA 01062-3446

Mortgage

Document Number	13386-100
Date	Sep 11, 2019
Book Page	013386/000100
Instrument	17328

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 25 Tara Cir was $3,094.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,094.00	$222,100 Building $222,100	$332,880 (+9.53%)
2024			$303,905
2023	$2,379.00	$150,200 Building $150,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 25 Tara Cir; there have been 27 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1982–2023)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Tara Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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