3 Sutter Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 3 Sutter Dr, Fredericksburg, VA 22405 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,472 sqft · built 2019
Lot Size0.687 acres (29,939 sqft)
Owner2 Individual Names on File
Last Sale$479,045 (Apr 2019)
Tax Bill$6,159 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54TT-5

Property Details

APN / Parcel Number

Primary APN54TT-5
Alternative APNs
  • 054TT 5
  • 46766

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms6 Rooms
Building Area2,472 sqft Living Area
Basement Area1,864 sqft Basement
Finished Basement826 sqft Finished
Stories2 Stories
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area29,939 sqft (0.687 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area672 sqft Garage

Exterior Amenities

FenceFence
Deck Area132 sqft Deck
Patio Area132 sqft Patio
PorchOpen Porch
Porch Area144 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number46766
Old Parcel Number054TT 5
Street Address3 SUTTER DR
CityFREDERICKSBURG
StateVA
Zip22405-2184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 .68732 AC THE OAKS OF HIGHLAND HOMES
Legal SubdivisionTHE OAKS OF HIGHLAND HOMES
Legal Lot Number5 68732
JurisdictionSTAFFORD VA
Township / Civil DivisionFALMOUTH
Census Block Group4
Census Block4001
Census Tract10404

Owner

Source: Stafford County records · APN 54TT-5

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 SUTTER DR, FREDERICKSBURG, VA 22405-2184
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Line of Credit
NEXTMARK FEDERAL CREDIT UNION
Apr 16, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST EQUITY MTG INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 16, 2019 · Amount on Record
Deed SaleApr 16, 2019 · Amount on Record
Prior SaleJun 20, 2018 · Amount on Record
Deed Document Number190005372
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address3 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Transaction TypeMortgage
Record UpdatedSep 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220008843
DateApr 20, 2022
Instrument220008843
Lender
NameNEXTMARK FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 15, 2052
Interest
Rate TypeAdjustable Rate

April 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSTAFFORD VA
Recording DateApr 16, 2019
Property Address3 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Document Number190005372
Instrument DateApr 15, 2019
Instrument5372
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 01, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$479.04
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SUTTER DR FREDERICKSBURG VA 224052184, FREDERICKSBURG, VA 22405-2184

Mortgage

Document Number190005373
DateApr 16, 2019
Instrument5373
Lender
NameFIRST EQUITY MTG INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2049
Interest
Rate TypeFixed Rate

Mortgage

Document Number190005374,
DateApr 16, 2019
Instrument5374
Lender
NameFAIRFAX CNTY EMPS CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term120 Months
DueApr 15, 2029
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,159.00 (+34.56%)$657,600 (+35.76%) Land $150,000 Building $507,600$657,600 (+35.76%) Land $150,000 Building $507,600
2023$4,577.00 (+17.03%)$484,400 Land $140,000 Building $344,400$484,400 Land $140,000 Building $344,400
2021$3,911.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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