Stafford County property record for 1 Sutter Dr, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,308 sqft · built 2017 |
| Lot Size | 1.07 acres (46,879 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $433,623 (Nov 2017) |
| Tax Bill | $5,059 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Nov 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54TT-6 |
| Primary APN | 54TT-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,308 sqft Living Area |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,033 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 46,879 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 46767 |
|---|---|
| Old Parcel Number | 054TT 6 |
| Street Address | 1 SUTTER DR |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 6A 1.07624 AC THE OAKS OF HIGHLAND HOMES PM150000126 |
| Legal Subdivision | THE OAKS OF HIGHLAND HOMES |
| Legal Lot Number | 6A 73515 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | FALMOUTH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 10404 |
Source: Stafford County records · APN 54TT-6
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1 SUTTER DR, FREDERICKSBURG, VA 22405-2184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JFQ LENDING INC |
| Nov 17, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage NAVY FCU |
| Mar 21, 2017 | Loan Modification, Mortgage · Line of Credit UNITED BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on Record |
| Deed Sale | Nov 17, 2017 · Amount on Record |
| Deed Document Number | 170020794 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 1 SUTTER DR, FREDERICKSBURG, VA 22405-2184 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210025564 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 210025564 |
| Name | JFQ LENDING INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Nov 17, 2017 |
| Property Address | 1 SUTTER DR, FREDERICKSBURG, VA 22405-2184 |
| Document Number | 170020794 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 20794 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | TERRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $433.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 SUTTER DR FREDERICKSBURG VA 22405, FREDERICKSBURG, VA 22405 |
| Document Number | 170020795 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 20795 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 1 SUTTER DR, FREDERICKSBURG, VA 22405-2184 |
| Document Number | 170005306 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 SUTTER DR FREDERICKSBURG VA 22405, FREDERICKSBURG, VA 22405 |
| Document Number | 170005306 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 5306 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | 2071 CHAIN BRIDGE ROAD REAL ESTA, VIENNA, VA 22182 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,059.00 (+23.03%) | $540,100 (+24.1%) Land $150,000 Building $390,100 | $540,100 (+24.1%) Land $150,000 Building $390,100 |
| 2023 | $4,112.00 (+12.23%) | $435,200 Land $140,000 Building $295,200 | $435,200 Land $140,000 Building $295,200 |
| 2021 | $3,664.00 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 270 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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