3 Sunbow Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 3 Sunbow Ln, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,115 sqft · built 2001
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Company Names on File
Last Sale	$325,000 (Sep 2019)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09651174`

Property Details

APN / Parcel Number

Primary APN	`09651174`
Alternative APNs	`R600 020 000 1364 0000` `R603 020 000 1364 0000`

Interior

Bedrooms	1 Bed
Total Rooms	1 Room
Stories	1 Story
Building Area	2,115 sqft Living Area

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	09651174
Old Parcel Number	R603 020 000 1364 0000
Street Address	3 SUNBOW LN
City	BLUFFTON
State	SC
Zip	29909-5061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 8 STRATFORD VILLAGE PH II BLK 26 DEL WEBB'S SUN CITY HILTON HEAD PB74 P88 P
Legal Subdivision	DEL WEBB SUN CITY
Legal Phase	2
Legal Block	26
Legal Lot Number	8
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2027
Census Tract	2110

Owner

Source: Beaufort County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3 SUNBOW LN, BLUFFTON, SC 29909-5061
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 15, 2021	Intrafamily Transfer, Transfer
Sep 19, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 27, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	Sep 15, 2021
Deed Document Number	0000050251
Deed Book / Page	3794 / 2636
Last Transfer Date	Feb 17, 2022
Transfer Doc	0000010008
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Feb 17, 2022
Property Address	3 SUNBOW LN, BLUFFTON, SC 29909-5061
Document Number	0000010008
Book / Page	4116 / 430
Map Reference	MB 74 PG 88
Instrument Date	Feb 8, 2022
Instrument	2022010008
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3 SUNBOW LN, BLUFFTON, SC 29909-5061

Mortgage

Document Number	0000010009
Date	Feb 17, 2022
Instrument	2022010009

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Sep 15, 2021
Property Address	3 SUNBOW LN, BLUFFTON, SC 29909-5061
Document Number	0000065514
Book / Page	4060 / 1687
Map Reference	MB 74 PG 88
Instrument Date	Sep 14, 2021
Instrument	2021065514
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3 SUNBOW LN, BLUFFTON, SC 29909-5061

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 19, 2019
Property Address	3 SUNBOW LN, BLUFFTON, SC 29909-5061
Document Number	0000050251
Book / Page	3794 / 2636
Map Reference	MB 74 PG 88
Instrument Date	Sep 3, 2019
Instrument	2019050251
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUNBOW LN, BLUFFTON, SC 29909-5061

Mortgage

Document Number	0000050252
Date	Sep 19, 2019
Instrument	2019050252

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 27, 2017
Property Address	3 SUNBOW LN, BLUFFTON, SC 29909-5061
Document Number	0000004356
Book / Page	003548 / 000207
Instrument Date	Jan 25, 2017
Instrument	4356
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3 SUNBOW LN BLUFFTON SC 299095061, BLUFFTON, SC 29909-5061

Mortgage

Document Number	4357
Date	Jan 27, 2017
Book Page	003548/000210
Instrument	4357

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 26, 2037

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00 (-0.06%)	$14,950 (-18.57%)
2024	$1,677.00	$18,360 (-) Land $2,700 Building $15,660	$459,000 (-) Land $67,500 Building $391,500
2023	$1,677.00 (-5.04%)	$18,360 (+41.23%) Land $2,700 Building $15,660	$459,000 (+41.23%) Land $67,500 Building $391,500
2022	$1,766.00	$13,000 Land $2,080 Building $10,920	$325,000 Land $52,000 Building $273,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	293 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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