3 Sumner St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 3 Sumner St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1965
Square Footage	2,318 sqft Living Area
Lot Size	10,402 sqft (0.239 acres)
Occupancy	Owner Occupied
Last Sale	$277,000 (2012)
Tax Bill	$6,694.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-G B:0007 L:0008`
Alternative APNs	`M:008=G B:0007 L:0008` `5127003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,318 sqft Living Area
Gross Area	4,014 sqft Gross Area
1st Floor	1,260 sqft 1st Floor
Basement Area	1,176 sqft Basement
Unfinished Basement	118 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,402 sqft (0.239 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	5127003
Street Address	3 SUMNER ST
City	SAUGUS
State	MA
Zip	01906-1505
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	2
Census Block	2029
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:008-G B:0007 L:0008

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 SUMNER ST, SAUGUS, MA 01906-1505
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 28, 2019	Deed of Trust, Mortgage · Balloon Payment CITIZENS BANK
Apr 08, 2020	Deed of Trust, Mortgage · Stand Alone Refinance MSA LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2012 · Amount on Record
Deed Sale	Jun 22, 2012 · Amount on Record
Prior Sale	Jun 08, 2001 · Amount on Record
Deed Book / Page	31456 / 341
Record Refreshed	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	3 SUMNER ST, SAUGUS, MA 01906-1505
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041873-332
Date	Nov 24, 2023
Book Page	41873/332
Instrument	20231124000040

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	3 SUMNER ST, SAUGUS, MA 01906-1505
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37971-592
Date	Oct 28, 2019
Book Page	37971/592
Instrument	20191028001680

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Payment
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	3 SUMNER ST, SAUGUS, MA 01906-1505
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38404-227
Date	Apr 08, 2020
Book Page	38404/227
Instrument	20200408001990

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,694.00 (+4.38%)	$626,800 (+4.09%) Land $316,400 Building $310,400	$563,635
2024	$6,413.00 (+4.29%)	$602,200 (+10.27%) Land $298,300 Building $303,900
2023	$6,149.00	$546,100 Land $262,200 Building $283,900

3 Sumner St, Saugus, MA 01906 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Sumner St

Nearby Streets

Search Property Records by Address or Parcel Number