12 Sumner St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 12 Sumner St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,169 sqft · built 1905
Lot Size	0.286 acres (12,449 sqft)
Owner	Individual Name on File
Tax Bill	$5,287 (2025)
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:008-G B:0008 L:0009`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-G B:0008 L:0009`
Alternative APNs	`M:008=G B:0008 L:0009` `4698006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,169 sqft Living Area
Gross Area	2,033 sqft
1st Floor Area	784 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,449 sqft (0.286 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	4698006
Street Address	12 SUMNER ST
City	SAUGUS
State	MA
Zip	01906-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	8
Legal Lot Number	9
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2027
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:008-G B:0008 L:0009

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 SUMNER ST, SAUGUS, MA 01906-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,287.00 (+4.57%)	$495,000 (+4.28%) Land $323,600 Building $171,400	$418,095
2024	$5,056.00 (+3.39%)	$474,700 (+9.3%) Land $305,100 Building $169,600
2023	$4,890.00	$434,300 Land $268,100 Building $166,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force 11 of 12 on primary residences
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.