Kershaw County property record for 3 Sumner St, Elgin, SC 29045 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Square Footage | 4,572 sqft Gross Area |
| Lot Size | 31,799 sqft (0.73 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2017) |
| Tax Bill | $2,251.00 (2025) |
Source: Kershaw County records · APN 348-04-00-061-SGA
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SUMNER ST, ELGIN, SC 29045-9468 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Jan 20, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage SYNOVUS MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2017 · Amount on Record |
| Deed Sale | Jan 20, 2017 · Amount on Record |
| Prior Sale | Oct 12, 2005 · Amount on Record |
| Deed Doc Number | 0003640113 |
| Deed Book / Page | 3640 / 113 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 3 SUMNER ST, ELGIN, SC 29045-9468 |
| Document Number | 0000010411 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 SUMNER ST ELGIN SC 290459468, ELGIN, SC 29045-9468 |
| Document Number | 0000010411 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 004339/000286 |
| Instrument | 10411 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Nov 03, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 20, 2017 |
| Property Address | 3 SUMNER ST, ELGIN, SC 29045-9468 |
| Document Number | 0000000482 |
| Book / Page | 003640 / 000113 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 482 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $944.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3 SUMNER ST ELGIN SC 290459468, ELGIN, SC 29045-9468 |
| Document Number | 483 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 003640/000115 |
| Instrument | 483 |
| Name | SYNOVUS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35209 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,251.00 (-2.22%) | $388,100 (-) Land $50,000 Building $338,100 | $388,100 (-) |
| 2023 | $2,302.00 | $388,100 Land $50,000 Building $338,100 | $388,100 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 10% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 348-04-00-061-SGA |
|---|---|
| Alternative APN |
|
| Building Area | 4,572 sqft Gross Area |
|---|---|
| Gross Area | 3,846 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Exterior Material | Brick Exterior |
|---|---|
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Deck Area | 196 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 110 sqft Porch |
| Account Number | 38789 |
|---|---|
| Old Parcel Number | 348-04-00-061 SGA |
| Street Address | 3 SUMNER ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9468 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STRATFORD PLANTATION SUBDIV LOT 61 |
| Legal Subdivision | STRATFORD PLANTATION SUBDIV |
| Legal Lot Number | 61 |
| Jurisdiction | KERSHAW SC |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 970908 |
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