3 Sterling Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 3 Sterling Ave, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,131 sqft · built 1964
Lot Size	120 acres (5,227,200 sqft)
Owner	Individual Name on File
Last Sale	$80,500 (Jul 1997)
Tax Bill	$1,342 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 17 2 2`

Property Details

APN / Parcel Number

Primary APN	`08 17 2 2`
Alternative APN	`173908`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,131 sqft Heated Area
Gross Area	4,474 sqft
1st Floor Area	2,131 sqft
Basement Area	1,534 sqft
Unfinished Basement	1,534 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227,200 sqft (120 acres)
Lot Dimensions	150 ft deep x 29 ft wide
Garage Type	Carport
Garage Area	578 sqft
Carport	Carport
Carport Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173908
Street Address	3 STERLING AVE
City	GRANITE FALLS
State	NC
Zip	28630-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2047 PG 378 YR 22 ST 438.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1010
Census Tract	31402

Owner

3 Sterling Ave is owned and occupied by an individual who bought it in July 1997.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 STERLING AVE, GRANITE FALLS, NC 28630-1938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1997 · Amount on File
Deed Sale	Jul 1, 1997 · Amount on File
Deed Book / Page	1194 / 1741
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 3, 2022
Property Address	3 STERLING AVE, GRANITE FALLS, NC 28630-1938
Document Number	0020470378
Book / Page	2047 / 378
Map Reference	MB 2 PG 145
Instrument Date	Feb 3, 2022
Instrument	10068196
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STERLING AVE, GRANITE FALLS, NC 28630-1938

Mortgage

Document Number	0010068197
Date	Feb 3, 2022
Instrument	10068197

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3 Sterling Ave was $1,342, down 6.1% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,342.00 (-6.09%)	$283,800 (-) Land $17,700 Building $266,100
2025	$1,429.00	$283,800 Land $17,700 Building $266,100	$283,800 Land $17,700 Building $266,100
2023		$161,600 (-) Land $17,700 Building $143,900	$161,600 (-) Land $17,700 Building $143,900
2022	$1,015.00	$161,600 Land $17,700 Building $143,900	$161,600 Land $17,700 Building $143,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Sterling Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Sterling Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20