Caldwell County property record for 2 Sterling Ave, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,002 sqft · built 1947 |
| Lot Size | 125 acres (5,445,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Apr 2026) |
| Tax Bill | $716 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage Sep 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 17 1 22A |
| Primary APN | 08 17 1 22A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,002 sqft Heated Area |
| Gross Area | 2,402 sqft |
| 1st Floor Area | 1,002 sqft |
| Attic | Attic |
| Attic Area | 144 sqft |
| Basement Area | 1,002 sqft |
| Unfinished Basement | 1,002 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,445,000 sqft (125 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 158 sqft |
| Patio Area | 143 sqft |
| Canopy | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 185634 |
|---|---|
| Street Address | 2 STERLING AVE |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1966 PG 1459 YR 19 ST 224.00 |
| Legal Subdivision | C T MORRISON |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 31402 |
2 Sterling Ave is owned and occupied by two individuals who bought it in April 2026.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 STERLING AVE, GRANITE FALLS, NC 28630-1944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2025 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Sep 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Apr 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Jul 9, 2019 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MTG |
| Mar 8, 2018 | Warranty Deed, Transfer STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on File |
| Deed Sale | Apr 2, 2026 · Amount on File |
| Prior Sale | Jul 9, 2019 · Amount on File |
| Deed Document Number | 202610117404 |
| Deed Book / Page | 2161 / 429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 2 STERLING AVE, GRANITE FALLS, NC 28630-1944 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2 STERLING AVE, GRANITE FALLS, NC 28630-1944 |
| Document Number | 0021370779 |
|---|---|
| Date | Jun 13, 2025 |
| Book Page | 2137/779 |
| Instrument | 10107738 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Amount | Amount on Record |
|---|---|
| Term | 290 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 2 STERLING AVE, GRANITE FALLS, NC 28630-1944 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2 STERLING AVE, GRANITE FALLS, NC 28630-1944 |
| Document Number | 0021171896 |
|---|---|
| Date | Sep 11, 2024 |
| Book Page | 2117/1896 |
| Instrument | 10099539 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 2, 2026 |
| Property Address | 2 STERLING AVE, GRANITE FALLS, NC 28630-1944 |
| Document Number | 0021610429 |
| Book / Page | 2161 / 429 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202610117404 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 STERLING AVE, GRANITE FALLS, NC 28630-1944 |
| Document Number | 0010117404, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 2161/432 |
| Instrument | 202610117404 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jul 9, 2019 |
| Property Address | 2 STERLING AVE, GRANITE FALLS, NC 28630-1944 |
| Document Number | 0010034508 |
| Book / Page | 001966 / 001459 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 10034508 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $224.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 STERLING AVE GRANITE FALLS NC 286301944, GRANITE FALLS, NC 28630-1944 |
| Document Number | 10034509 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 001966/001462 |
| Instrument | 10034509 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Document Number | 10034510, |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 001966/001476 |
| Instrument | 10034510 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | PO BOX 9026, HICKORY, NC 28603-9026 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Mar 8, 2018 |
| Property Address | 2 STERLING AVE, GRANITE FALLS, NC 28630-1944 |
| Document Number | 0010020140 |
| Book / Page | 001937 / 000083 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 10020140 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2 STERLING AVE GRANITE FALLS NC 286301944, GRANITE FALLS, NC 28630-1944 |
| Document Number | 10020141 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 001937/000086 |
| Instrument | 10020141 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
The 2026 property tax bill for 2 Sterling Ave was $716, down 25.4% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $716.00 (-25.42%) | $149,600 (-) Land $17,400 Building $132,200 | |
| 2025 | $960.00 (+58.94%) | $149,600 Land $17,400 Building $132,200 | $149,600 Land $17,400 Building $132,200 |
| 2024 | $604.00 | ||
| 2023 | $93,200 (-) Land $17,400 Building $75,800 | $93,200 (-) Land $17,400 Building $75,800 | |
| 2022 | $593.00 | $93,200 Land $17,400 Building $75,800 | $93,200 Land $17,400 Building $75,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Sterling Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Sterling Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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