Penobscot County and Bangor City property record for 3 State St, Bangor, ME 04401 · Last verified August 2026
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,026 sqft · built 1912 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on File |
| Tax Bill | $35,512 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | BANG M:042 L:223 |
| Primary APN | BANG M:042 L:223 |
|---|---|
| Alternative APN |
|
| Building Area | 3,026 sqft Total Area |
|---|---|
| Gross Area | 12,101 sqft |
| 1st Floor Area | 6,685 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 263 |
|---|---|
| Street Address | 3 STATE ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-5103 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Lot Number | 223 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 200 |
Source: Penobscot County and Bangor City records · APN BANG M:042 L:223
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 930, BANGOR, ME 04402-0930 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Penobscot County and Bangor City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $35,512.00 (+2.19%) | $1,927,900 (+6.52%) Land $106,500 Building $1,821,400 |
| 2024 | $34,750.00 (+6.27%) | $1,809,900 (+9.2%) Land $106,500 Building $1,703,400 |
| 2023 | $32,701.00 | $1,657,400 Land $106,500 Building $1,550,900 |
Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 32 units insured 26 under condo master policies |
| Nearby Flood Claims | 17 (1978–2015) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Sep 2015, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 459 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, AT&T, GoNetspeed, Consolidated Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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