45 State St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 45 State St, Bangor, ME 04401

Property Summary

Property Type	Office Building
Details	16,586 sqft · built 1912
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$3,200,000 (Apr 2021)
Tax Bill	$27,912 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`BANG M:049 L:026`

Property Details

APN / Parcel Number

Primary APN	`BANG M:049 L:026`
Alternative APN	`235`

Interior

Units	9 Units
Stories	1 Story
Building Area	16,586 sqft Total Area
1st Floor Area	11,424 sqft
Elevator	Elevator

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Contemporary
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	235
Street Address	45 STATE ST
City	BANGOR
State	ME
Zip	04401
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	DDD
Legal Lot Number	26
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	2
Census Block	2008
Census Tract	200

Owner

Source: Penobscot County and Bangor City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	210 EXCHANGE ST, BANGOR, ME 04401-6508
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK
Jun 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Oct 28, 2016 · Amount on Record
Deed Book / Page	15997 / 29
Transfer Doc	0143220027
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANGOR ME
Recording Date	Apr 27, 2021
Property Address	45 STATE ST, BANGOR, ME 04401
Document Number	0159970029
Book / Page	15997 / 29
Instrument Date	Apr 22, 2021
Instrument	13273
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HAMMOND ST, BANGOR, ME 04401-5108

Mortgage

Document Number	0000013274
Date	Apr 27, 2021
Instrument	13274

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Jun 29, 2018
Property Address	45 STATE ST, BANGOR, ME 04401
Document Number	0148560045
Book / Page	014856 / 000045
Instrument Date	Jun 13, 2018
Instrument	17608
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SWAN RD HERMON ME 044010342, HERMON, ME 04401-0342

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$27,912.00 (-2.28%)	$1,515,300 (+1.86%) Land $130,400 Building $1,384,900
2024	$28,562.00 (+6.59%)	$1,487,600 (+9.54%) Land $130,400 Building $1,357,200
2023	$26,795.00 (+108.72%)	$1,358,100 (+121.41%) Land $130,400 Building $1,227,700
2022	$12,838.00	$613,400 Land $130,400 Building $483,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	32 units insured incl. 26 condo units
Nearby Flood Claims	17 (1978–2015)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Sep 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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