3 Split Rock Rd, Putnam Valley, NY 10579 Property Records

Putnam County and Putnam Valley Town property record for 3 Split Rock Rd, Putnam Valley, NY 10579

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,238 sqft · built 1968
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Mar 2026)
Tax Bill$15,286 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN372800 85.5-1-50

Property Details

APN / Parcel Number

Primary APN372800 85.5-1-50
Alternative APNs
  • 280008500500010500000000
  • 257225

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,238 sqft Living Area
Gross Area3,454 sqft
1st Floor Area2,718 sqft
Basement Area520 sqft
Finished Basement520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
Lot Width218 ft Width
View / LotWaterfront
Garage TypeBasement

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchCovered Porch
Porch Area1,488 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerConnected

Location & Zoning

Account Number257225
Street Address3 SPLIT ROCK RD
CityPUTNAM VALLEY
StateNY
Zip10579-3431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionMAP #1 GLENBROOK
Legal Block1
Legal Lot Number50.00
JurisdictionPUTNAM NY
Township / Civil DivisionPUTNAM VALLEY
Census Block Group4
Census Block4023
Census Tract11000

Owner

Source: Putnam County and Putnam Valley Town records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 SPLIT ROCK RD, PUTNAM VALLEY, NY 10579-3431
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2026 · Amount on Record
Deed SaleMar 16, 2026 · Amount on Record
Prior SaleDec 28, 1999 · Amount on Record
Deed Document Number20261844
Deed Book / Page2436 / 109
Record UpdatedSep 20, 2026

March 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPUTNAM NY
Recording DateMar 16, 2026
Property Address3 SPLIT ROCK RD, PUTNAM VALLEY, NY 10579-3431
Document Number0024360109
Book / Page2436 / 109
Map ReferenceMAP NO 1
Instrument DateMar 6, 2026
Instrument1844-2026
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 SPLIT ROCK RD, PUTNAM VALLEY, NY 10579-3431

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 SPLIT ROCK RD, PUTNAM VALLEY, NY 10579-3431

Mortgage

Document Number0008085274
DateMar 16, 2026
Instrument8085/274
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 6, 2056

Tax Assessment & Valuation

Source: Putnam County and Putnam Valley Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPutnam Valley Town
Unified School DistrictLakeland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$641,400 (-) Land $171,500 Building $469,900$654,490 (+2.04%)
2024$15,286.00$641,400 (+7.06%) Land $171,500 Building $469,900$641,400 (+7.06%) Land $171,500 Building $469,900
2023$599,100 (+12%) Land $161,800 Building $437,300$599,100 (+12%) Land $161,800 Building $437,300
2022$534,900 Land $113,800 Building $421,100$534,900 Land $113,800 Building $421,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims18 (1979–2023)
Claims Outside the SFHA12 of 18
Most Recent ClaimJul 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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