19 Split Rock Rd, Putnam Valley, NY 10579 Property Records

Putnam County and Putnam Valley Town property record for 19 Split Rock Rd, Putnam Valley, NY 10579

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,048 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Jun 2025)
Tax Bill	$13,648 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`372800 85.5-1-54`

Property Details

APN / Parcel Number

Primary APN	`372800 85.5-1-54`
Alternative APNs	`280008500500010540000000` `255700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	200 ft deep x 218 ft wide
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	255700
Street Address	19 SPLIT ROCK RD
City	PUTNAM VALLEY
State	NY
Zip	10579-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	54.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PUTNAM VALLEY
Census Block Group	4
Census Block	4023
Census Tract	11000

Owner

Source: Putnam County and Putnam Valley Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	25 EVERETT AVE, OSSINING, NY 10562-5503
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 24, 2022	Intrafamily Transfer, Transfer BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC
Oct 31, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 9, 2020	Deed of Trust, Mortgage · Conventional with PMI FINANCIAL EQUITIES
Oct 16, 2017	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on File
Deed Sale	Jun 12, 2025 · Amount on File
Prior Sale	May 2, 2005 · Amount on File
Deed Document Number	20253398
Deed Book / Page	2401 / 24
Prior Transfer Date	Oct 1, 2021
Prior Transfer Doc	0022560330
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	19 SPLIT ROCK RD, PUTNAM VALLEY, NY 10579-3431
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SPLIT ROCK RD, PUTNAM VALLEY, NY 10579-3431

Mortgage

Document Number	0075690326
Date	Jan 24, 2022
Book Page	7569/326
Instrument	858-2022

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Nov 1, 2036

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM NY
Recording Date	Jan 24, 2022
Property Address	19 SPLIT ROCK RD, PUTNAM VALLEY, NY 10579-3431
Document Number	0022560330
Book / Page	2256 / 330
Map Reference	MAP 680
Instrument Date	Oct 1, 2021
Instrument	856-2022
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 SPLIT ROCK RD, PUTNAM VALLEY, NY 10579-3431

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	19 SPLIT ROCK RD, PUTNAM VALLEY, NY 10579-3431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067680481
Date	Oct 31, 2017
Book Page	6768/481
Instrument	1603752

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2044

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	19 SPLIT ROCK RD, PUTNAM VALLEY, NY 10579-3431
Document Number	0071170319
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	PARTNERS ABSTRACT CORPORATION NY, PARTNERS ABS CORP NY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SPLIT ROCK RD PUTNAM VALLEY NY 105793431, PUTNAM VALLEY, NY 10579-3431

Mortgage

Document Number	0071170319
Date	Jul 21, 2020
Book Page	007117/000319
Instrument	5669

Lender

Name	FINANCIAL EQUITIES
Type	Funding / Finance Company
Address	WESTBURY, NY 11590

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jul 20, 2040

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM NY
Property Address	19 SPLIT ROCK RD, PUTNAM VALLEY, NY 10579-3431
Document Number	0067690003
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SPLIT ROCK RD PUTNAM VALLEY NY 105793431, PUTNAM VALLEY, NY 10579-3431

Mortgage

Document Number	0067690003
Date	Oct 31, 2017
Book Page	006769/000003
Instrument	1603754

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Oct 30, 2044

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Putnam County and Putnam Valley Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Putnam Valley Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,648.00 (+5.86%)	$509,500 (-) Land $136,200 Building $373,300	$519,898 (+2.04%)
2024	$12,893.00	$509,500 (+7.06%) Land $136,200 Building $373,300	$509,500 (+7.06%) Land $136,200 Building $373,300
2023		$475,900 (+12%) Land $128,500 Building $347,400	$475,900 (+12%) Land $128,500 Building $347,400
2022		$424,900 Land $88,700 Building $336,200	$424,900 Land $88,700 Building $336,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (1979–2023)
Claims Outside the SFHA	12 of 18
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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