Cumberland Town property record for 3 Sneech Pond Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,288 sqft · built 2006 |
| Lot Size | 1.14 acres (50,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $151,000 (Jun 2005) |
| Tax Bill | $6,806 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8730-86 |
| Primary APN | 8730-86 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Living Area |
| Gross Area | 3,960 sqft |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,007 sqft (1.14 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8730-86 |
|---|---|
| Street Address | 3 SNEECH POND RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 40 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 11402 |
Source: Cumberland Town records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 SNEECH POND RD, CUMBERLAND, RI 02864-2839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Balloon Mortgage NAVIGANT CREDIT UNION |
| Dec 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Jan 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2005 · Amount on Record |
| Deed Sale | Jun 30, 2005 · Amount on Record |
| Prior Sale | Jul 1, 2004 · Amount on Record |
| Deed Book / Page | 1276 / 641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 3 SNEECH POND RD, CUMBERLAND, RI 02864-2839 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1888-204 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 1888/204 |
| Instrument | 123955 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 3 SNEECH POND RD, CUMBERLAND, RI 02864-2839 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1870-373 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 1870/373 |
| Instrument | 120329 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 3 SNEECH POND RD, CUMBERLAND, RI 02864-2839 |
| Document Number | 1792-782 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3 SNEECH POND RD CUMBERLAND RI 028642839, CUMBERLAND, RI 02864-2839 |
| Document Number | 1792-782 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 001792/000782 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,806.00 (+5.58%) | $554,700 (-) Land $178,900 Building $375,800 |
| 2023 | $6,446.00 (-0.97%) | $554,700 (+27.75%) Land $178,900 Building $375,800 |
| 2022 | $6,509.00 | $434,200 Land $139,100 Building $295,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2018–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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