15 Sneech Pond Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 15 Sneech Pond Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,057 sqft · built 1997
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Sep 2023)
Tax Bill	$7,285 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-0016-63`

Property Details

APN / Parcel Number

Primary APN	`3-0016-63`
Alternative APNs	`CUMB M:040 B:0035 L:000` `8978-48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,057 sqft Living Area
Gross Area	7,329 sqft
1st Floor Area	2,057 sqft
Attic	Attic
Attic Area	2,041 sqft
Basement Area	2,041 sqft
Unfinished Basement	2,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3-0016-63
Street Address	15 SNEECH POND RD
City	CUMBERLAND
State	RI
Zip	02864-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	35
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2049
Census Tract	11402

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 SNEECH POND RD, CUMBERLAND, RI 02864-2839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION
Nov 28, 2022	Warranty Deed, Transfer
Nov 30, 2021	Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 13, 2020	Quit Claim Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Jul 22, 2011 · Amount on Record
Deed Document Number	2023140507
Deed Book / Page	1963 / 572
Prior Transfer Date	Nov 2, 2022
Prior Transfer Doc	0001946-74
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 7, 2023
Property Address	15 SNEECH POND RD, CUMBERLAND, RI 02864-2839
Document Number	001963-572
Book / Page	1963 / 572
Instrument Date	Sep 7, 2023
Instrument	140507
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 SNEECH POND RD, CUMBERLAND, RI 02864-2839
Investor	Possibly a Property Investor

Mortgage

Document Number	0000140508
Date	Sep 7, 2023
Instrument	140508

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 28, 2022
Property Address	15 SNEECH POND RD, CUMBERLAND, RI 02864-2839
Document Number	0001946-74
Book / Page	1946 / 74
Instrument Date	Nov 2, 2022
Instrument	136415
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15 SNEECH POND RD, CUMBERLAND, RI 02864-2839

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	15 SNEECH POND RD, CUMBERLAND, RI 02864-2839
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001914-606
Date	Nov 30, 2021
Book Page	1914/606
Instrument	129409

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Oct 13, 2020
Property Address	15 SNEECH POND RD, CUMBERLAND, RI 02864-2839
Document Number	1858-574
Book / Page	1858 / 574
Instrument Date	Sep 26, 2020
Instrument	117991
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 SNEECH POND RD, CUMBERLAND, RI 02864-2839

Mortgage

Document Number	1858-577
Date	Oct 13, 2020
Book Page	1858/577
Instrument	117992

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	15 SNEECH POND RD, CUMBERLAND, RI 02864-2839
Document Number	1807-365
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SNEECH POND RD CUMBERLAND RI 028642839, CUMBERLAND, RI 02864-2839

Mortgage

Document Number	1807-365
Date	Jul 18, 2019
Book Page	001807/000365

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 17, 2026

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,285.00 (+5.6%)	$593,700 (-) Land $216,900 Building $376,800
2023	$6,899.00 (-1.53%)	$593,700 (+27.02%) Land $216,900 Building $376,800
2022	$7,006.00	$467,400 Land $156,400 Building $311,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

15 Sneech Pond Rd, Cumberland, RI 02864 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Sneech Pond Rd

Nearby Streets

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