Monmouth County and Howell Township property record for 3 Silversmith Ct, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,920 sqft · built 1979 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Nov 2000) |
| Tax Bill | $11,274 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00084-02-00026 |
| Primary APN | 21-00084-02-00026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Upper Floors Area | 1,104 sqft |
| Basement Area | 480 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Deck Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 220260 |
|---|---|
| Street Address | 3 SILVERSMITH CT |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | US/CANDLEWOOD SEC 07 |
| Legal Block | 84.2 |
| Legal Lot Number | 26 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 811303 |
Source: Monmouth County and Howell Township records · APN 21-00084-02-00026
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SILVERSMITH CT, HOWELL, NJ 07731-1666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMERCE BANK |
| Jul 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2000 · Amount on Record |
| Deed Sale | Nov 30, 2000 · Amount on Record |
| Prior Sale | Jul 25, 1995 · Amount on Record |
| Deed Book / Page | 5995 / 213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 SILVERSMITH CT, HOWELL, NJ 07731-1666 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3 SILVERSMITH CT, HOWELL, NJ 07731-1666 |
| Document Number | 0097639808 |
|---|---|
| Date | Nov 03, 2025 |
| Book Page | 9763/9808 |
| Instrument | 2025087953 |
| Name | COASTAL COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 SILVERSMITH CT, HOWELL, NJ 07731-1666 |
| Document Number | 0000098899 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | ABSOLUTE TITLE AGENCY OF NJ LLC, ABSOLUTE TITLE AGE OF NJ LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 SILVERSMITH CT HOWELL NJ 077311666, HOWELL, NJ 07731-1666 |
| Document Number | 0000098899 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 009438/001372 |
| Instrument | 98899 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685,600 (+4.66%) Land $415,000 Building $270,600 | $685,600 (+4.66%) Land $415,000 Building $270,600 | |
| 2025 | $11,274.00 (+6.01%) | $655,100 (+16.88%) Land $387,000 Building $268,100 | $655,100 (+16.88%) Land $387,000 Building $268,100 |
| 2024 | $10,635.00 (+17.44%) | ||
| 2023 | $560,500 Land $285,000 Building $275,500 | $560,500 Land $285,000 Building $275,500 | |
| 2022 | $9,056.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
May also be available: Verizon.
Based on FCC filings for 411 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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