10 Silversmith Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 10 Silversmith Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,826 sqft · built 1979
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Nov 2022)
Tax Bill	$10,612 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00084-02-00012`

Property Details

APN / Parcel Number

Primary APN	`21-00084-02-00012`
Alternative APNs	`2100084000200012` `220120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,826 sqft Living Area
1st Floor Area	1,358 sqft
Upper Floors Area	660 sqft
Basement Area	648 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	228 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	400 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	220120
Street Address	10 SILVERSMITH CT
City	HOWELL
State	NJ
Zip	07731-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	FACILITY NAME: DISABLED VETERAN
Legal Block	84.2
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 SILVERSMITH CT, HOWELL, NJ 07731-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Deed Document Number	2022107766
Deed Book / Page	9622 / 2008
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 31, 2022
Property Address	10 SILVERSMITH CT, HOWELL, NJ 07731-1619
Document Number	0096222008
Book / Page	9622 / 2008
Instrument Date	Oct 24, 2022
Instrument	2022107766
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,032.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3053 VINCENT ASTOR DR, JOHNS ISLAND, SC 29455-8279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SILVERSMITH CT, HOWELL, NJ 07731-1619

Mortgage

Document Number	2022107767
Date	Oct 31, 2022
Instrument	2022107767

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,800 (+4.9%) Land $408,000 Building $238,800	$646,800 (+4.9%) Land $408,000 Building $238,800
2025	$10,612.00 (+6.52%) Disabled Person's exemption Veteran's exemption	$616,600 (+20.43%) Land $380,000 Building $236,600	$616,600 (+20.43%) Land $380,000 Building $236,600
2024	$9,962.00 (+27.2%)
2023		$512,000 Land $278,000 Building $234,000	$512,000 Land $278,000 Building $234,000
2022	$7,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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