3 Silver Spruce Ct, Lake Forest, CA 92630 Property Records

Orange County property record for 3 Silver Spruce Ct, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,331 sqft · built 2012
Lot Size	0.095 acres (4,119 sqft)
Owner	Individual Name on File
Last Sale	$1,780,000 (Jul 2026)
Tax Bill	$17,939 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`613-851-10`

Property Details

APN / Parcel Number

Primary APN	`613-851-10`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,331 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	4,119 sqft (0.095 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3 SILVER SPRUCE CT
City	LAKE FOREST
State	CA
Zip	92630-7236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17336 BLK LOT 10
Legal Subdivision	WHISLER RIDGE
Legal Tract	17336
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52423

Owner

3 Silver Spruce Ct is owned and occupied by an individual who bought it in July 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3 SILVER SPRUCE CT, LAKE FOREST, CA 92630-7236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORPORATION
May 9, 2024	Intrafamily Transfer, Transfer
Jan 31, 2024	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Jan 31, 2024 · Amount on File
Deed Document Number	2026199422
Prior Transfer Date	May 8, 2024
Prior Transfer Doc	0000116198
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 13, 2026
Property Address	3 SILVER SPRUCE CT, LAKE FOREST, CA 92630-7236
Document Number	0000199422
Instrument Date	May 29, 2026
Instrument	2026199422
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197,758.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SILVER SPRUCE CT, LAKE FOREST, CA 92630-7236

Mortgage

Document Number	0000199423,
Date	Jul 13, 2026
Instrument	2026199423

Lender

Name	GENERAL MORTGAGE CAPITAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 9, 2024
Property Address	3 SILVER SPRUCE CT, LAKE FOREST, CA 92630-7236
Document Number	0000116198
Map Reference	MB 906 PG 32-36
Instrument Date	May 8, 2024
Instrument	2024000116198
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3 SILVER SPRUCE CT, LAKE FOREST, CA 92630-7236

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 31, 2024
Property Address	3 SILVER SPRUCE CT, LAKE FOREST, CA 92630-7236
Document Number	0000021360
Map Reference	MB 906 PG 32-36
Instrument Date	Jan 10, 2024
Instrument	2024000021360
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3 SILVER SPRUCE CT, LAKE FOREST, CA 92630-7236

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3 SILVER SPRUCE CT, LAKE FOREST, CA 92630-7236
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SILVER SPRUCE CT, EL TORO, CA 92630-7236

Mortgage

Document Number	0000106005
Date	Feb 16, 2021
Instrument	2021000106005

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 9, 2018
Property Address	3 SILVER SPRUCE CT, LAKE FOREST, CA 92630-7236
Document Number	0000291373
Instrument Date	Aug 9, 2018
Instrument	291373
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 SILVER SPRUCE CT LAKE FOREST CA 926307236, LAKE FOREST, CA 92630-7236

Tax Assessment & Valuation

The 2025 property tax bill for 3 Silver Spruce Ct was $17,939.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,753,074 (+2%) Land $1,008,417 Building $744,657
2025	$17,939.00	$1,718,700 Land $988,644 Building $730,056
2023	$9,857.00 (+1.83%) Homeowner's exemption	$956,743 Land $401,546 Building $555,197
2022	$9,680.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Silver Spruce Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Silver Spruce Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Spruce Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures