3 Seadrift Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 3 Seadrift Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,653 sqft · built 1930
Lot Size	0.04 acres (1,751 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Oct 2020)
Tax Bill	$12,789 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2022 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`19-00072-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`19-00072-0000-00039`
Alternative APNs	`190007200039` `00014540`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,653 sqft Living Area
1st Floor Area	785 sqft
Upper Floors Area	872 sqft
Basement Area	777 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	1,751 sqft (0.04 acres)
Lot Dimensions	70 ft deep x 25 ft wide
Porch	Open Porch
Deck Area	95 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00014540
Street Address	3 SEADRIFT AVE
City	HIGHLANDS
State	NJ
Zip	07732-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	WATER WITCH DEV CO
Legal Block	72
Legal Lot Number	39
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2002
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST ATLANTIC FCU
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST ATLANTIC FCU
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST ATLANTIC FCU
Oct 29, 2020	Grant Deed, Transfer · Conventional Mortgage GIBRALTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Jul 1, 2003 · Amount on Record
Deed Document Number	2020127401
Deed Book / Page	9453 / 1890
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	SOURCEPOINT FULFILLMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096136582
Date	Sep 2, 2022
Book Page	9613/6582
Instrument	2022090339

Lender

Name	FIRST ATLANTIC FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	SOURCEPOINT FULFILLMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095991761
Date	Jun 7, 2022
Book Page	9599/1761
Instrument	2022060504

Lender

Name	FIRST ATLANTIC FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508

Mortgage

Document Number	0095699765
Date	Jan 6, 2022
Book Page	9569/9765
Instrument	2022001431

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508
Document Number	0000003486
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SEADRIFT AVE HIGHLANDS NJ 077321508, HIGHLANDS, NJ 07732-1508

Mortgage

Document Number	0000003486
Date	Jan 7, 2021
Book Page	009470/008023
Instrument	3486

Lender

Name	FIRST ATLANTIC FCU
Type	Credit Union
Address	468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724-2210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 6, 2036

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 29, 2020
Property Address	3 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508
Document Number	0000127401
Book / Page	009453 / 001890
Instrument Date	Sep 29, 2020
Instrument	127401
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SEADRIFT AVE HIGHLANDS NJ 077321508, HIGHLANDS, NJ 07732-1508

Mortgage

Document Number	127402
Date	Oct 29, 2020
Book Page	009453/001955
Instrument	127402

Lender

Name	GIBRALTAR BK
Type	Bank
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$943,900 (+26.21%) Land $536,300 Building $407,600	$943,900 (+26.21%) Land $536,300 Building $407,600
2025	$12,789.00 (+22.43%)	$747,900 (+55.97%) Land $343,800 Building $404,100	$747,900 (+55.97%) Land $343,800 Building $404,100
2024	$10,446.00 (+21.79%)
2023		$479,500 Land $163,600 Building $315,900	$479,500 Land $163,600 Building $315,900
2022	$8,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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