11 Seadrift Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 11 Seadrift Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,168 sqft · built 2019
Lot Size	0.04 acres (1,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$849,000 (Mar 2025)
Tax Bill	$12,018 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`19-00072-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`19-00072-0000-00035`
Alternative APNs	`190007200035` `00014500`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,168 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	864 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	1,751 sqft (0.04 acres)
Lot Dimensions	70 ft deep x 25 ft wide
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00014500
Street Address	11 SEADRIFT AVE
City	HIGHLANDS
State	NJ
Zip	07732-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Description	FACILITY NAME: DISABLED VETERAN
Legal Subdivision	WATER WITCH DEV CO
Legal Block	72
Legal Lot Number	35
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2002
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage HSBC BANK USA
Aug 21, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MTG
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FNDG
Sep 6, 2018	Grant Deed, Transfer · VA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025 · Amount on Record
Deed Sale	Mar 14, 2025 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	202520492
Deed Book / Page	9729 / 5612
Record Updated	Oct 29, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 11, 2022
Property Address	11 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508
Document Number	0096043195
Book / Page	9604 / 3195
Instrument Date	Jun 17, 2022
Instrument	2022071041
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,874.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1811 SERPENTINE DR, 1811, FORKED RIVER, NJ 08731-3254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508

Mortgage

Document Number	2022071042
Date	Jul 11, 2022
Instrument	2022071042

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.31%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	11 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508
Document Number	0000098064
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SEADRIFT AVE HIGHLANDS NJ 077321508, HIGHLANDS, NJ 07732-1508

Mortgage

Document Number	0000098064
Date	Sep 1, 2020
Book Page	009437/006913
Instrument	98064

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	11 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508
Document Number	0000118114
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SEADRIFT AVE HIGHLANDS NJ 077321508, HIGHLANDS, NJ 07732-1508

Mortgage

Document Number	0000118114
Date	Dec 11, 2019
Book Page	009384/007609
Instrument	118114

Lender

Name	PRIME CHOICE FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 6, 2018
Property Address	11 SEADRIFT AVE, HIGHLANDS, NJ 07732-1508
Document Number	0000088757
Book / Page	009310 / 006760
Instrument Date	Aug 29, 2018
Instrument	88757
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	COASTAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SEADRIFT AVE HIGHLANDS NJ 077321508, HIGHLANDS, NJ 07732-1508

Mortgage

Document Number	88758
Date	Sep 6, 2018
Book Page	009310/006765
Instrument	88758

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$876,900 (+24.77%) Land $536,300 Building $340,600	$876,900 (+24.77%) Land $536,300 Building $340,600
2025	$12,018.00 (-0.27%) Disabled Person's exemption Veteran's exemption	$702,800 (+22.14%) Land $343,800 Building $359,000	$702,800 (+22.14%) Land $343,800 Building $359,000
2024	$12,050.00 (+32.26%)
2023		$575,400 Land $163,600 Building $411,800	$575,400 Land $163,600 Building $411,800
2022	$9,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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