3 Sappington Cir, Saint Louis, MO 63126 Property Records

St. Louis County property record for 3 Sappington Cir, Saint Louis, MO 63126

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,249 sqft · built 2003
Lot Size	0.415 acres (18,080 sqft)
Owner	2 Individual Names on File
Last Sale	$346,203 (Jul 2003)
Tax Bill	$6,434 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26L-12-0817`

Property Details

APN / Parcel Number

Primary APN	`26L-12-0817`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,249 sqft Living Area
Gross Area	4,909 sqft
1st Floor Area	2,235 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	18,080 sqft (0.415 acres)
Lot Dimensions	113 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	15 sqft
Patio Area	247 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 SAPPINGTON CIR
City	SAINT LOUIS
State	MO
Zip	63126-3068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	101R-4
Legal Description	SAPPINGTON PLACE ESTATES LOT 5
Legal Subdivision	SAPPINGTON PLACE ESTATES
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	GRAVOIS
Census Block Group	2
Census Block	2015
Census Tract	220803

Owner

3 Sappington Cir is owned and occupied by two individuals who acquired it in August 2023.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 SAPPINGTON CIR, SAINT LOUIS, MO 63126-3068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2003 · Amount on File
Deed Sale	Jul 23, 2003 · Amount on File
Deed Document Number	20031727
Deed Book / Page	15103 / 1430
Last Transfer Date	Aug 14, 2023
Transfer Doc	0000000458
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3 SAPPINGTON CIR, SAINT LOUIS, MO 63126-3068
Document Number	0237342898
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SAPPINGTON CIR ST LOUIS MO 631263068, ST LOUIS, MO 63126-3068

Mortgage

Document Number	0237342898
Date	Oct 9, 2019
Book Page	023734/002898
Instrument	505

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3 SAPPINGTON CIR, SAINT LOUIS, MO 63126-3068
Document Number	0232740044
Instrument Date	Oct 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SAPPINGTON CIR ST LOUIS MO 631263068, ST LOUIS, MO 63126-3068

Mortgage

Document Number	0232740044
Date	Nov 8, 2018
Book Page	023274/000044
Instrument	10

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Sappington Cir was $6,434, down 3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Sunset Hills City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,160 (-) Land $25,460 Building $75,700	$532,400 (-) Land $134,000 Building $398,400
2025	$6,434.00 (-3.01%)	$101,160 Land $25,460 Building $75,700	$532,400 Land $134,000 Building $398,400
2024	$6,634.00 (+0.27%)
2023	$6,616.00	$101,150 Land $18,180 Building $82,970	$532,400 Land $95,700 Building $436,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Sappington Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Sappington Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Sappington Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures