St. Louis County property record for 11 Sappington Cir, Saint Louis, MO 63126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,849 sqft · built 2003 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on File |
| Last Sale | $360,291 (Oct 2003) |
| Tax Bill | $7,027 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26L-12-0792 |
| Primary APN | 26L-12-0792 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,849 sqft Living Area |
| Gross Area | 4,269 sqft |
| 1st Floor Area | 677 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 70 ft deep x 33 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 109 sqft |
| Deck Area | 259 sqft |
| Patio Area | 346 sqft |
| Balcony Area | 26 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 11 SAPPINGTON CIR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63126-3068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 101R-4 |
| Legal Description | SAPPINGTON PLACE ESTATES LOT 3 |
| Legal Subdivision | SAPPINGTON PLACE ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | GRAVOIS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 220803 |
11 Sappington Cir is owned by a company that acquired it in January 2024 and is owner-occupied.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11 SAPPINGTON CIR, SAINT LOUIS, MO 63126-3068 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2003 · Amount on File |
| Deed Sale | Oct 30, 2003 · Amount on File |
| Deed Document Number | 20031037 |
| Deed Book / Page | 15433 / 437 |
| Last Transfer Date | Jan 25, 2024 |
| Transfer Doc | 0000000429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 11 SAPPINGTON CIR, SAINT LOUIS, MO 63126-3068 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11 SAPPINGTON CIR, SAINT LOUIS, MO 63126-3068 |
| Document Number | 2025090300146 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 2025090300146 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 28, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 11 Sappington Cir was $7,027, up 10.2% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Sunset Hills City |
| Unified School District | Lindbergh School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,470 (-) Land $26,580 Building $83,890 | $581,400 (-) Land $139,900 Building $441,500 | |
| 2025 | $7,027.00 (+10.23%) | $110,470 Land $26,580 Building $83,890 | $581,400 Land $139,900 Building $441,500 |
| 2024 | $6,375.00 (+0.27%) | ||
| 2023 | $6,358.00 | $97,200 Land $18,960 Building $78,240 | $511,600 Land $99,800 Building $411,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11 Sappington Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Sappington Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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