3 S Richards Rd, Post Falls, ID 83854 Property Records

Kootenai County property record for 3 S Richards Rd, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,744 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	Trust Name on File
Tax Bill	$4,806 (2025)
Deeds & Mortgages	Jan 2019 Transfer Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0L2310010030`

Property Details

APN / Parcel Number

Primary APN	`0L2310010030`
Alternative APN	`337986`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Building Area	4,744 sqft Living Area
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1998
Construction Type	Frame
Foundation Type	Concrete
Lot Area	217,800 sqft (5 acres)
Lot Width	237 ft Width
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Pole Barn	1,600 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	337986
Street Address	3 S RICHARDS RD
City	POST FALLS
State	ID
Zip	83854-4688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAM RIVER ESTATES, LT 3 BLOCK 1 0750N05W
Legal Subdivision	RAM RIVER ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	4
Census Block	4002
Census Tract	401

Owner

3 S Richards Rd is owner-occupied and held in a trust since January 2019.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	3 S RICHARDS RD, POST FALLS, ID 83854-4688
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2019	Intrafamily Transfer, Transfer
Jul 12, 2018	Warranty Deed, Transfer TITLEONE
May 25, 2018	Warranty Deed, Transfer · ARM UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018
Deed Sale	Jul 12, 2018
Prior Sale	Jul 12, 2018
Deed Document Number	2652144000
Last Transfer Date	Jan 11, 2019
Transfer Doc	2676998000
Record Updated	Jun 8, 2026

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Jan 11, 2019
Property Address	3 S RICHARDS RD, POST FALLS, ID 83854-4688
Document Number	2676998000
Map Reference	MB L PG 231
Instrument Date	Nov 28, 2018
Instrument	2676998000
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3 S RICHARDS RD, POST FALLS, ID 83854-4688

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 12, 2018
Property Address	3 S RICHARDS RD, POST FALLS, ID 83854-4688
Document Number	2652144000
Map Reference	MB L PG 231
Instrument Date	Jul 5, 2018
Instrument	2652144000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 S RICHARDS RD, POST FALLS, ID 83854-4688

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	May 25, 2018
Property Address	3 S RICHARDS RD, POST FALLS, ID 83854-4688
Document Number	2645224000
Map Reference	MBL PG231&231A
Instrument Date	May 15, 2018
Instrument	2645224000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 S DRUMMOND RD, SPOKANE VALLEY, WA 99016-8679

Mortgage

Document Number	2645225000
Date	May 25, 2018
Instrument	2645225000

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 3 S Richards Rd was $4,806, down 4.3% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,806.00 (-4.34%)	$1,342,409 Land $707,159 Building $635,250	$1,342,409 Land $707,159 Building $635,250
2024	$5,024.00 (+8.51%)
2023	$4,630.00 (-11.66%)	$1,300,029 (-2.35%) Land $712,779 Building $587,250	$1,300,029 (-2.35%) Land $712,779 Building $587,250
2022	$5,241.00	$1,331,277 Land $744,027 Building $587,250	$1,331,277 Land $744,027 Building $587,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 S Richards Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 S Richards Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 10
Ziply Fiber Fixed Wireless · DSL in parts of the area	50 / 10

May also be available: AT&T, Spectrum, T-Mobile.

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