190 S Richards Rd, Post Falls, ID 83854 Property Records

Kootenai County property record for 190 S Richards Rd, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,209 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,412 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0L2310010020`

Property Details

APN / Parcel Number

Primary APN	`0L2310010020`
Alternative APN	`337985`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,209 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Frame
Foundation Type	Concrete
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	2,592 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	337985
Street Address	190 S RICHARDS RD
City	POST FALLS
State	ID
Zip	83854-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAM RIVER ESTATES, LT 2 BLOCK 1 0750N05W
Legal Subdivision	RAM RIVER ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	4
Census Block	4002
Census Tract	401

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	190 S RICHARDS RD, POST FALLS, ID 83854-4810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage WILLAMETTE VALLEY BANK
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jul 1, 2019	Deed of Trust, Mortgage · VA Mortgage WILLAMETTE VALLEY BANK
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jul 10, 2019	Re-recorded Document PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 2018
Deed Sale	Jan 1, 2018
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	190 S RICHARDS RD, POST FALLS, ID 83854-4810
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2776169000
Date	Sep 9, 2020
Instrument	2776169000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	190 S RICHARDS RD, POST FALLS, ID 83854-4810
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2713897000
Date	Sep 25, 2019
Instrument	2713897000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 24, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	190 S RICHARDS RD, POST FALLS, ID 83854-4810
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2700145000
Date	Jul 1, 2019
Instrument	2700145000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	190 S RICHARDS RD, POST FALLS, ID 83854-4810
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2883801000
Date	Jan 25, 2022
Instrument	2883801000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KOOTENAI ID
Recording Date	Jul 10, 2019
Property Address	190 S RICHARDS RD, POST FALLS, ID 83854-4810
Document Number	2701369000
Map Reference	MB L PG 231&231A
Instrument Date	Jun 26, 2019
Instrument	2701369000
Record Updated	Feb 17, 2022
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 S DRUMMOND RD, SPOKANE, WA 99206

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,412.00 (-2.9%) Homeowner's exemption	$863,372 (+0.76%) Land $469,132 Building $394,240	$863,372 (+0.76%) Land $469,132 Building $394,240
2024	$2,484.00 (+16.02%)
2023	$2,141.00 (-24.4%) Homeowner's exemption	$856,874 (+2.82%) Land $469,194 Building $387,680	$856,874 (+2.82%) Land $469,194 Building $387,680
2022	$2,832.00 Homeowner's exemption	$833,380 Land $445,700 Building $387,680	$833,380 Land $445,700 Building $387,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 10
Ziply Fiber Fixed Wireless	50 / 10

May also be available: AT&T, Fatbeam.

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